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  • HCIMbtw
    HCIMbtw Posts: 347 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    On your question regarding brokers (HL) and how they make money for S&S ISAs, you have two different approaches!and some that are a combination of both.!

    They charge either per trade, so like a specific charge for making a transaction, buying a fund. E.g. Halifax £12.50, iWeb £5 per trade.!

    Or,!

    They operate an annual platform fee 0.15% for Vanguard, HL 0.45%!

    All these fees eat into your potential gains and should be considered when you are deciding who to hold and account with and then which fund.!

    For regular!modest monthly contributions look for a low platform fee so you aren't charged on each trade. If you are holding savings above £20k id look at moving them into a platform with no ongoing platform fee.!
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