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which company to use?

I know, I know... do it yourself...BUT.. if you do use one which is better?

I have made direct claims to all the ones I can remember, but what about the ones I can't? I know I had accounts but no idea with who or when. This was pre-being MSE aware :p

Will they take me on even though I've probably contacted the ones that will pay out.. or have I??

Comments

  • The_squirrell
    The_squirrell Posts: 257 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    edited 4 July 2019 at 4:19PM
    moneypooh wrote: »
    I know, I know... do it yourself...BUT.. if you do use one which is better?

    I have made direct claims to all the ones I can remember, but what about the ones I can't? I know I had accounts but no idea with who or when. This was pre-being MSE aware :p

    Will they take me on even though I've probably contacted the ones that will pay out.. or have I??


    DON'T DO IT!


    All any claims company will do is ask you for a list of companies you THINK you may have had finance with. They will then send you a form for each one and ask you to sign it. They then send this to the lenders. It is just a form with your name and address(es) and your signature. That's it!



    You can do this yourself to make an enquiry.


    They have no access to your records, can do nothing to different to what you can do. They can however charge 20% plus VAT for their efforts! Oh....they will probably be an arm of a marketing company based somewhere around the Manchester area. Your data will be forever circulated around these companies for future use and if you are really lucky then you may choose the one with its call centre based in South Africa.


    To be honest, if you cant remember who with or when, then you may as well move on. You obviously didn't feel overwhelmingly upset about potentially having PPI if you have forgotten about it.
    I work in Data Protection and spend my days dealing with CMC's. Only here trying to help!!
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    moneypooh wrote: »
    I have made direct claims to all the ones I can remember, but what about the ones I can't? I know I had accounts but no idea with who or when.
    No claim company will know that information either, since they can only "act" on information you give them. They do not (nor can they) do any research of information not in the public domain.

    No one on this forum will recommend use of a Claims Firm at all, let alone a specific one. Any posts (or private messages) that do recommend a CMC should be regarded as SPAM.
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