Accident and who pays

loskie

Of course your "son" would also report the accident to the Police as per the RTA.

The Road Traffic Act says that you must report the accident to a police constable or police station within 24 hours. You can do this by calling 101, the police non-emergency number.

Car_54

loskie wrote: »

Of course your "son" would also report the accident to the Police as per the RTA.

The Road Traffic Act says that you must report the accident to a police constable or police station within 24 hours. You can do this by calling 101, the police non-emergency number.

Nonsense. Have you actually read the Act?

They exchanged details (see post #1) so no need to report. Also, if you do need to report, it must be to a constable or at a policE station, not on 101.

loskie

Details lifted from RAC website so hopefully one would think it a reliable source.

It's a pity there is only a thanks button not one for a condescending know all.

a.turner

loskie wrote: »

Details lifted from RAC website so hopefully one would think it a reliable source.

It's a pity there is only a thanks button not one for a condescending know all.

Have a read of Section 170 of the Road Traffic Act and it'll cast doubt on the reliability of things you read online.

Hermione_Granger

loskie wrote: »

Details lifted from RAC website so hopefully one would think it a reliable source.

It's badly laid out on the RAC site as the bit you quote is a follow on from the sentence above it. (The one before the picture).

If another person has been injured, you must produce your certificate of insurance if anyone at the scene has reasonable grounds to request it.

The Road Traffic Act says that you must report the accident to a police constable or police station within 24 hours. You can do this by calling 101, the police non-emergency number.

So you only have to report the accident to the police if there are injuries to another person.

a.turner

Hermione_Granger wrote: »

It's badly laid out on the RAC site as the bit you quote is a follow on from the sentence above it. (The one before the picture).


So you only have to report the accident to the police if there are injuries to another person.

But that line on its own is incorrect.

Hermione_Granger

Car_54 wrote: »

Nonsense. Have you actually read the Act?

They exchanged details (see post #1) so no need to report. Also, if you do need to report, it must be to a constable or at a policE station, not on 101.

If you are going to try and act smug and accuse others of posting nonsense, you might do well to check your facts first.
Many police forces do allow you to report acdidents that result in injuries on the 101 number.

Here are just a few examples.
Norfolk police

If you or any other person received any injury as a result of this Road Traffic Collision do not report your collision here. Please attend your local station within 24 hours or alternatively ring 101.

Essex police.

Please read before you continue
If someone has been killed or seriously injured do not report your collision here. Please ring 101 or 999 as appropriate.

Suffolk Police.

If you or any other person received any injury as a result of this Road Traffic Collision do not report your collision here. Please attend a police station open for public enquiries in Ipswich, Bury St Edmunds or Lowestoft within 24 hours or alternatively ring 101.

Car_54

Hermione_Granger wrote: »

It's badly laid out on the RAC site as the bit you quote is a follow on from the sentence above it. (The one before the picture).


So you only have to report the accident to the police if there are injuries to another person.

You have to report it if you haven’t exchanged details, injury or not.

Car_54

Hermione_Granger wrote: »

If you are going to try and act smug and accuse others of posting nonsense, you might do well to check your facts first.

But that is not what it says in the Act, which is what Loskie was claiming.

I checked my facts by reading the actual legislation, which he/she clearly hadn’t.

Quentin

MovingForwards wrote: »

Knock for knock does get used, especially when both cars are insured by the same insurance company

50/50 is commonly used instead of k4k.
.

No

50/50 quite different to the old k4k

K4K meant each insurer dealt with their own insureds costs

50/50 means each side pays 50% of the other side's costs

Though liability can be a different % (eg 70/30 when the party considered 30*% to blame has to pay 30% of the other side's costs, and gets 70 % of their costs paid by the other side)