AMEX abroad?

gofeefee

I have taken out an Amex card on Martin's advice, so that I can buy Christmas pressies for everyone and get 5% cashback. BUT! I'm going to New York in 3 weeks and want to shop there. This site does scare me a bit when you all get all technical -but I just want to know whether I get the same benefits spending on Amex in the US, or whether there's a charge for spending abroad on it.

Thank you!!

King_Of_Fools

Yes, there will be a charge of 2.75% (like most other credit cards, except Nationwide and Post Office).

Also, be aware that Amex is not actually very widely accepted in America!

lolarentt

gofeefee wrote: »

I have taken out an Amex card on Martin's advice, so that I can buy Christmas pressies for everyone and get 5% cashback. BUT! I'm going to New York in 3 weeks and want to shop there. This site does scare me a bit when you all get all technical -but I just want to know whether I get the same benefits spending on Amex in the US, or whether there's a charge for spending abroad on it.

Thank you!!

As KOF says you'll get charged the usual % for using the card abroad, but as your getting 5% cashback anyway it's still a good net deal, and you can't go wrong with the current £/$ ER. Anything you buy will just go on your UK monthly statement in the usual way (the 2.75% will already be included in the debit amount shown for each purchase). Have fun!

gofeefee

am such a finance rookie!

Thanks very much to you both for responses

M_Thomson

King_Of_Fools wrote: »

Also, be aware that Amex is not actually very widely accepted in America!

You are joking aren't you? I've been to America many times and Amex is taken pretty much everywhere over there.

steve_r123

M_Thomson wrote: »

You are joking aren't you? I've been to America many times and Amex is taken pretty much everywhere over there.

Thats what I was thinking...... I always have to ask if they take amex in the UK, and the answer is usually no..... In the US I have never found a place that doesn't take Amex......