We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Previously unfound PPI
Chegs123
Posts: 1 Newbie
Just under a year ago Gladstone Brookes did a PPI check with Blackhorse for some car loans. Blackhorse initially said they couldn't find anything. I have received a letter from Blackhorse today to say they have now located several loans which we had PPI on. They have wrote to Gladstone Brookes to inform them too. However I'm wondering if it has been so long now do we still have to go through Gladstone or can we pursue ourselves. The lady at Blackhorse suggested if it is over 6 months ago we can just go direct but I don't know how true this is.
Thanks
Thanks
0
Comments
-
I'd be interested to know the answer to this as we're in the same boat, I can't even remember the name of the PPI company tbh and the letter we've had from Lloyds hasn't been cc'd to anybody.....0
-
Woody19763 wrote: »I'd be interested to know the answer to this as we're in the same boat, I can't even remember the name of the PPI company tbh and the letter we've had from Lloyds hasn't been cc'd to anybody.....
Just do it yourself if you cant remember the PPI firm.0 -
Just under a year ago Gladstone Brookes did a PPI check with Blackhorse for some car loans. Blackhorse initially said they couldn't find anything. I have received a letter from Blackhorse today to say they have now located several loans which we had PPI on. They have wrote to Gladstone Brookes to inform them too. However I'm wondering if it has been so long now do we still have to go through Gladstone or can we pursue ourselves. The lady at Blackhorse suggested if it is over 6 months ago we can just go direct but I don't know how true this is.
Thanks
Ring up Gladstone and ask that question.
No need to give your details.0 -
Put 30% ina separate account and forget obout it for 6 years....just in casemake the most of it, we are only here for the weekend.
and we will never, ever return.0 -
My understanding of it, is the initial PPI check is free.
Only if something is found, and you sign a document allowing the claims company to act on your behalf, does a contract then exist between you.
If you didnt sign anything, then you are free to pursue it yourself for free.
From their website :
"Where PPI is, or may have been, present, we will advise you and look to offer you our PPI CLAIM service. If you accept this offer, the terms of the PPI CLAIM service will apply. If you decline the PPI Claim service, we will close the matter at no charge".I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
If Gladstone Brooks closed the complaint then their service ended at that point.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards