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It's time to start digging up those Squirrelled Nuts!!!!

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  • Staffordia
    Staffordia Posts: 382 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Sea_Shell said:
    In spending news...just treated myself to a pair of North Face walking shoes.

    Usual price £115, but £75 in the Blacks sale!! 😁


    I have proper boots, but wanted something more lightweight, but still waterproof, for trails.
    My how reckless  :D,  I hope @cfw1994 approves of you purchasing at sale prices  :p
    Mortgage Free November 2018
    Early Retired June 2020
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,056 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sea_Shell said:
    In spending news...just treated myself to a pair of North Face walking shoes.

    Usual price £115, but £75 in the Blacks sale!! 😁


    I have proper boots, but wanted something more lightweight, but still waterproof, for trails.
    Ooh that’s a good price. I have Berghaus hill walker boots for the coast path and Dartmoor but could do with some lightweight waterproof walking shoes. Not tried North face before though. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Sea_Shell
    Sea_Shell Posts: 10,025 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    enthusiasticsaver said:
    Sea_Shell said:
    In spending news...just treated myself to a pair of North Face walking shoes.

    Usual price £115, but £75 in the Blacks sale!! 😁


    I have proper boots, but wanted something more lightweight, but still waterproof, for trails.
    Ooh that’s a good price. I have Berghaus hill walker boots for the coast path and Dartmoor but could do with some lightweight waterproof walking shoes. Not tried North face before though. 
    I bought the "Sakura" model.  They're my first pair of this brand too.

    They felt very comfy in the shop...let's hope they are after 5+ miles!!
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • BarbaraG2000
    BarbaraG2000 Posts: 55 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Sea_Shell said


    Wow that's a lot of nuts!!!!    I don't think you have anything to worry about in regards to affording retirement.  


    I don’t think so either.

    My husband has the dual disadvantage of really not being interested in investment, and very concerned about the possibility of one or both of us needing care for pote tidally a very long time.  Hence he pushed the IFA hard on the cash flow and stress testing thing.

    I had a much simpler approach.  I  worked out what the withdrawal rate from our pot would be to give what we will eventually get from our DB’s, which was more than we were currently living on (because we had both moved from better paying into lower paying work in mid life).  It was about 2.5%.  So I reckoned we could afford it.
  • MallyGirl
    MallyGirl Posts: 7,201 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sea_Shell said:
    In spending news...just treated myself to a pair of North Face walking shoes.

    Usual price £115, but £75 in the Blacks sale!! 😁


    I have proper boots, but wanted something more lightweight, but still waterproof, for trails.
    Nice! I never manage to get footwear in the sale as I have long skinny feet. I can get ladies running shoes in a 10 but walking boots in a 10 1/2 have to be men's and almost all are far too wide.
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
    & Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • Sea_Shell
    Sea_Shell Posts: 10,025 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    @BarbaraG2000

    Out of interest, when you said

    "just found this thread via another forum"

    Did you mean another part of THIS forum (MSE) or another forum entirely, if so where? 

    Surely talk of my nuts hasn't made it beyond here!!! 😲
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Sea_Shell
    Sea_Shell Posts: 10,025 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    OMG!!!!!    😲😲😲😲😲






    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Sea_Shell
    Sea_Shell Posts: 10,025 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    enthusiasticsaver said:
    BarbaraG2000 said:
    Sea_Shell said:
    @BarbaraG2000

    Out of interest, when you said

    "just found this thread via another forum"

    Did you mean another part of THIS forum (MSE) or another forum entirely, if so where? 

    Surely talk of my nuts hasn't made it beyond here!!! 😲
    I meant another forum entirely.  https://www.mumsnet.com/Talk/investments/4306501-actual-costs-in-retirement?pg=2
     :D:D Haha you made it on to mumsnet  @Sea_Shell.  It will be the DM next 
    Oh god...don't say that...!!!!



    (Goes to hide under a rock)
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
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