moving a inherited car with no tax

shaun_from_Africa

MovingForwards wrote: »

Make sure you, or your son, are insured to drive it, be aware DOC requires the car to be insured under a policy else DOC doesn't cover you.

There is nothing stipulated in law that states the car being driven must be covered under its own policy. Some insurers may require this but not all of them do.

My insurer (Aviva) has no such requirement.
https://www.aviva.co.uk/frequently-asked-questions/faq/answer/3113/
Nothing mentioned about the vehicle needing to be covered by another policy, nor is there anything written on my certificate of insurance or in my policy documents.

DUTR

shaun_from_Africa wrote: »

There is nothing stipulated in law that states the car being driven must be covered under its own policy. Some insurers may require this but not all of them do.

My insurer (Aviva) has no such requirement.
https://www.aviva.co.uk/frequently-asked-questions/faq/answer/3113/
Nothing mentioned about the vehicle needing to be covered by another policy, nor is there anything written on my certificate of insurance or in my policy documents.

The owner of the said vehicle is deceased though, so the policy has expired and the owner is not able to give consent.

shaun_from_Africa

DUTR wrote: »

The owner of the said vehicle is deceased though, so the policy has expired and the owner is not able to give consent.

The person carrying out probate could well be the legal owner at present. (Don't forget that although the deceased person is named as the registered keeper, they don't have to be the owner as well) but you are right, it would be worth contacting the DVLA or insurance company for clarification.

shinytop

I would check it's insured 3rd party and if so just drive it, unless it's a long way or through a big city. Isn't driving a car untaxed for a few miles a bit like running through a wheat field?

Ebe_Scrooge

shinytop wrote: »

I would check it's insured 3rd party and if so just drive it, unless it's a long way or through a big city. Isn't driving a car untaxed for a few miles a bit like running through a wheat field?

Why would you check it's insured ? If you chance it, one of two things is going to happen. Either you'll get away with it, it which case no problem. Or, you get pinged by an ANPR camera, or get stopped by a bobby for a random check, and you get fined. OK, you'll get done for both offences if you've got no tax AND no insurance. But if you do get stopped, you'll be done for no tax anyway - if you're going to take a punt, why bother to insure it ?

Just to clarify, I personally wouldn't advocate risking it :-)

Car_54

Ebe_Scrooge wrote: »

Why would you check it's insured ? If you chance it, one of two things is going to happen. Either you'll get away with it, it which case no problem. Or, you get pinged by an ANPR camera, or get stopped by a bobby for a random check, and you get fined. OK, you'll get done for both offences if you've got no tax AND no insurance. But if you do get stopped, you'll be done for no tax anyway - if you're going to take a punt, why bother to insure it ?

The other possibility if there’s no insurance is that you have an accident. That could be very expensive indeed.

Car_54

shinytop wrote: »

Isn't driving a car untaxed for a few miles a bit like running through a wheat field?

Not unless running through a wheat field has become a criminal offence.

Boomslang

Here's an idea OP transfer the car into your son's name and then lend your son some money so that it can be insured, MOT'd and taxed.

Saves fannying around!

wgl2014

Would a friendly local garage with trade plates be able to help? Would probably depend on how far the car needs shifting.
If this isn't an option then there are plenty of recovery firms around who will sort for not very much money.

MovingForwards

Boomslang wrote: »

Here's an idea OP transfer the car into your son's name and then lend your son some money so that it can be insured, MOT'd and taxed.

Saves fannying around!

But, that's logical and easy!