Barclaycard cans free overseas spending on top pick Platinum Cashback Plus card - MSE News

Chino

mparter wrote: »

I've had my Barclaycard Platinum since Jan 2019 and have a 2.99% foreign transaction fee listed on my statement.

Is your card definitely the same product (Barclaycard Platinum Cashback Plus) that the thread relates to or just one with a similar name?

[Deleted User]

mparter wrote: »

I've had my Barclaycard Platinum since Jan 2019 and have a 2.99% foreign transaction fee listed on my statement. I'm either looking at the wrong thing or they've been doing this since before April?!

There is a difference between the standard "Platinum" card and the "Platinum Cashback/Cashback Plus" card.

EveryWhere

!!! wrote: »

There is a difference between the standard "Platinum" card and the "Platinum Cashback/Cashback Plus" card.

...and the Platinum Travel card. The Travel card doesn't actually have Travel written on it(to add to the confusion).

Ngozi

If you check your statements, it should state what your fees are.

I got mine just before the end of June (holidaying in Sept) and I have 0% fees on withdrawals but pay a fee if buy/spend a foreign transaction on it.

EveryWhere

Ngozi wrote: »

If you check your statements, it should state what your fees are.

I got mine just before the end of June (holidaying in Sept) and I have 0% fees on withdrawals but pay a fee if buy/spend a foreign transaction on it.

No, that cannot be right. Check again.

Ngozi

Poor picture I know, it's the way I understood it though?
Happy to be wrong if it could save me money, so what does the attached mean?

https://drive.google.com/file/d/1PkZUlxzPymREr94uCbfj3-H3bH2So9zm/view?usp=drivesdk

[Deleted User]

"May Apply".

Have a look at the top right of the front page of your statement.

It tells you there word for word what you do and don't have.

For example, mine says:

Your Platinum cashback plus offer
You get 0.25% cashback on all your purchases. Plus no fees
abroad, this means you won't pay fees on non-sterling
purchases and cash withdrawals. These offers apply until 31
August 2023. You won't receive cashback on any purchase
that's moved to an Instalment Plan. Cashback will be credited to
your statement every month.

However on the summary page it still states as yours:

Foreign
usage
Payment scheme exchange rate. The rate can be found at
visaeurope.com/en/cardholders/exchange_rates.aspx
One or more of the following may apply:
• Non-Sterling transaction fee: 2.99% • Cash fee: 0%

Ngozi

Cheers, you're spot on.