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Buying off-plan. Can I insure against non-completion?

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Comments

  • pimento
    pimento Posts: 6,243 Forumite
    Part of the Furniture 1,000 Posts
    I'm having a look online to see what a couple of months renting will cost but all I seem to be able to find are six month leases and holiday cottages that charge per night.
    I think we'd only need it for two or three months so what should I be searching for?
    "If you think it's expensive to hire a professional to do the job, wait until you hire an amateur." -- Red Adair
  • ThePants999
    ThePants999 Posts: 1,748 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    pimento wrote: »
    So is the majority of new house sales to first time buyers then?
    - A good chunk are
    - As has been said, others often sell and rent while waiting for their new-build
    - And another common thing is part-exchange, which developers offer precisely because they'd otherwise struggle to find buyers willing to wait indefinitely :)
  • ethank
    ethank Posts: 2,197 Forumite
    Holiday Haggler I've been Money Tipped!
    Look at lots of sites, you may find one has some houses which have not yet been reserved.
  • sal_III
    sal_III Posts: 1,953 Forumite
    Fifth Anniversary 1,000 Posts
    pimento wrote: »
    I'm having a look online to see what a couple of months renting will cost but all I seem to be able to find are six month leases and holiday cottages that charge per night.
    I think we'd only need it for two or three months so what should I be searching for?
    You are unlikely to find AST for less than 6m, The price of short lets 1-2m is usually double, so you might as well go for 6m AST. Pets definitely complicate things either way.

    Maybe new build off plan is not the right choice for you.
    ethank wrote: »
    Look at lots of sites, you may find one has some houses which have not yet been reserved.
    Any new build that is not sold/reserved before it's completed is most likely:
    A) The worse plot of the site
    B) Poor quality
    C) Overpriced
    D) A mix of A.B.C

    Why would a cash buyer entertain the idea of going for it?
  • pimento
    pimento Posts: 6,243 Forumite
    Part of the Furniture 1,000 Posts
    It's been a steep learning curve. I hadn't realised that the developer will only release two or three houses at a time.
    We're not in a screaming hurry but renting is throwing money away from our point of view so we'd rather not do it if we don't have to. I could probably sneak my cat in and get away with it.
    "If you think it's expensive to hire a professional to do the job, wait until you hire an amateur." -- Red Adair
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