Naming of Insured Driver in accident

StripeyUk

a.turner wrote: »

You seem to want it all ways. Given the insurance aren't playing ball go to the MIB.

Not sure how I want it all ways. Someone damaged my property, committed a tort, probably a couple of criminal offences too, this time, maybe next time the same person will do worse, they should be identified and made to face the consequence for their action. It might be your property they damage next time, or maybe worse a life they take.
Yes, the MIB is the last option, but has a material impact on the recovery, and leaves someone getting away “scott free” while the rest of society pays for their crimes, through increased premiums and levies on the policies of all other insurance products. I’m not happy with that "cop out", plus it leaves me out of pocket.
As any insurer only has civil remedies, identical to my own, the question is no different for them to identify the driver (unless it’s an internal matter but even then GDPR might apply), so the question remains.

BoGoF

Wow.....with a attitude like the OP's even if I could help I wouldn't.

Legal advice costs.....suggest you pay for it.

a.turner

StripeyUk wrote: »

Not sure how I want it all ways. Someone damaged my property, committed a tort, probably a couple of criminal offences too, this time, maybe next time the same person will do worse, they should be identified and made to face the consequence for their action. It might be your property they damage next time, or maybe worse a life they take.
Yes, the MIB is the last option, but has a material impact on the recovery, and leaves someone getting away “scott free” while the rest of society pays for their crimes, through increased premiums and levies on the policies of all other insurance products. I’m not happy with that "cop out", plus it leaves me out of pocket.
As any insurer only has civil remedies, identical to my own, the question is no different for them to identify the driver (unless it’s an internal matter but even then GDPR might apply), so the question remains.

Well if you want to save the insurance paying public money then don't claim and track down the driver yourself. Not sure how you'll get them to pay.

jk0

Could you work out the number of the flat the miscreant lives in from the space they normally use? Then have a peer in the mail box for names. If there is a reasonable amount of mail for a woman, I'd say she is the person to sue.

societys_child

If there is a reasonable amount of mail for a woman, I'd say she is the person to sue.

But it might be her mother/ sister/ lover, how would you know . .

debtdebt

Cameron v LV although a recent case, doesn't change the law. It doesn't introduce a new concept. The District Judge at first instance got it right. The Court of Appeal wrongfully allowed the appeal and the Supreme Court have now rectified that.

You cannot issue against an unidentified driver and join the third party insurer to proceedings and expect them to satisfy any unsatisfied judgment. THE DRIVER NEEDS TO BE IDENTIFIED. This has always been the case and the Court of Appeal were wrong in Cameron. So this case isn't a recent development designed to !!!! you over.

You can't force anyone to provide you with the information you need. You talk about hiring a private investigator. Are you for real? They cost upwards of £150 an hour plus disbursements. It would be financially unfeasible.

Suck it up. You left a car with inadequate insurance / no insurance at all so you are the one who left themselves in a position with no fallback because they were victim of a hit and run.

You seem to be one of those dangerous individuals who seem to have a little modicum of knowledge, misinterprets it and considers that the world owes them a favour.

nicechap

The way I read the OP's posts is that despite their claim of not wanting to risk increased premiums, their car is SORN and not insured, hence why they're not in a position to pursue via their own insurance and is looking to find out who to claim off as if the driver had damaged a fence/ bicycle/ other stationary object.

System

StripeyUk wrote: »

Hi Simonr66
Thanks for your reply. I was hopeful that this sort of "tracing" would not be so complex or unusual and that a simple remedy would exist ... or pointers to the correct legal framework or case law might be forthcoming ... still hopeful if anyone can help :-)

I believe your situation to somewhat more complex than just a simple tracing. Sorry I cant be more help and I wish you good luck in resolving it however.