Oops

mrs_T

Long term stoozer and recently got a 0% card as I had some big purchases to put on it rather than use savings. Made a balance transfer, a purchase then a big balance transfer up to 95% of credit limit. I was surprised to see an interest charge appearing in my account, I hadn't read the previous statement and didn't know it was coming. When I phoned to enquire I was told I had the full 2 years to make 0% balance transfers but a limited time to make purchases which I'd gone past by 10 days when I made my purchase. This made me liable for interest on the whole balance but they kindly offered to wipe it if I pay back the purchase amount before my next payment is due. I consider myself an experienced player but it's so easy to be caught out.

[Deleted User]

It’s all written on statements when promo periods and and pretty clearly too.

PixelPound

!!! wrote: »

It’s all written on statements when promo periods and and pretty clearly too.

Doesn't mean someone can't make an error. I got 2 0% cards and one had 0% spend for full promo and the other only for purchases in first 3 months, so I put the card in a drawer (was using that for BT only) to avoid potential mishaps

Ergates

I think that's what we call a "learning experience"