Using Amex To Pay The Monthly Bills

AnotherPaul

Hi. I'm looking for a way to pay all my household bills, mobile phone, council tax, gas, water etc - through my Amex card.... but I can't set up DD's or Standing Orders (or "reoccurring payments") with those organisations.


I looked at Billhop - with a 2.95% transaction fee each time. I also looked at Curve (which does not accept Amex cards onto their system at the moment).


Does anyone know of a way to use their Amex card to pay all their regular monthly bills etc?


Thanks
Paul

[Deleted User]

Only BillHop at present.

Failing that you don’t do DD’s and pay manually monthly as your bill is produced - but again you’re relying on the company accepting Amex and potentially charging you for not paying by DD

couriervanman

Coop pay point take Amex.....i payed my tv licence by it and i think you can pay other bills by it

boo_star

!!! wrote: »

Only BillHop at present.

Failing that you don’t do DD’s and pay manually monthly as your bill is produced - but again you’re relying on the company accepting Amex and potentially charging you for not paying by DD

Companies aren't allowed to charge for credit and debit card purchases unless they charge that for all payment methods so unless they're also charging for DD's they'd be breaking the law. The only legal way to do it would be to only take DD.

PixelPound

boo_star wrote: »

Companies aren't allowed to charge for credit and debit card purchases unless they charge that for all payment methods so unless they're also charging for DD's they'd be breaking the law. The only legal way to do it would be to only take DD.

Many give discounts if paying by DD - this is different to the DC/CC differential charge that no longer allowed

[Deleted User]

This is what I meant - the DD discount

AnotherPaul

Thanks all so far


Well I use Talktalk for the telephone - and they have a "reoccurring payments" option - so you plug in your card details there - and they remove the DD from your bank account. Result



Yes. I am trying to avoid the whole "paying manually" thing.



My electric/gas company won't entertain the idea unfortunately.


I'm going to contact all the necessary organizations (trying through their websites initially) and see if I can change my method of payment.


Strange world. Every so quick to take your money... but restrictive on how you pay it back?



Thanks again.


Paul

NoodleDoodleMan

Why not open a basic current account with a bank that has a local branch - only for DDs ?

Don't use it for anything else.

The benefit of a local branch is that you can go there and sort out any problems with a real person face to face.

AnotherPaul

Hi. Thanks for that idea
I was trying to find a way to pay everything through my Amex card... so I could get the reward points and convert them to Avios/airmiles.
So far only TalkTalk has had the facility to do this.
Paul

zagubov

Two points:
1) recurring payments by credit card are (or at least were) more difficult to cancel than DDs.
2) It'll take an eternity to get enough Avios to get some flights. Potentially more like decades than years. I've been collecting them since the 90s and only got a couple of return flights to Europe out of it (for both me and mrs zag).

Are you also looking into other cheap ways of getting flights e.g via
https://www.secretflying.com/euro-deals/ and such like.

[Deleted User]

You won’t make much.

If each Avios is worth an average of 0.5p then if your broadband is say £30 per month, £360 per year, then that’s 360 Avios points a year making about £1.80 earnings on a nigh-on £400 per annum spend.

Really it’s small fry compared to other earnings.