Skip company refusing to pay for damage to property

davidmcn

James1968 wrote: »

In Law, they cannot exempt themselves for damage caused by their employees. that's why they have to have employee liability insurance.

No, employee liability insurance is for claims against the employer by their employees, nothing to do with claims by third parties.

ComicGeek

James1968 wrote: »

In Law, they cannot exempt themselves for damage caused by their employees. that's why they have to have employee liability insurance.

You mean public liability insurance.

Doozergirl

ComicGeek wrote: »

You mean public liability insurance.

They must do, except Employee Liability Insurance is a legal requirement and Public Liability isn't, so none of it makes sense.

I'm worried the manhole wasn't fit for purpose. I can't imagine how many skips we've ordered and never even considered to warn people about manholes - it should never be an issue. That makes me wonder what was wrong with it to start with, if it was worth warning people about. Covers are designed to be driven over; you even have manholes in the middle of public roads. The fact that the tarmac has cracked suggests that the install really wasn't okay to start with and there was something wrong with the ground build up.

These people are trained and they know what to avoid doing. They wouldn't be putting the outriggers down on a cover, because that's a clear risk and they'd be liable, but driving? The liability should be on the person that installed it badly.

davemorton

unforeseen wrote: »

Why wasn't a manhole cover on a drive strong enough to take a vehicle? The actual weight on the cover even with a full skip shouldn't have caused a manhole to collapse.


To me, that says that it was badly installed in the first place or it was a manhole that was not suitable for installing where vehicles would drive over it. The drive wasn't resurfaced by a bunch of cowboys by any chance

Class B125 manhole cover is meant to hold 12.5 tonne, and is the recommended one for domestic driveways, a fully loaded skip wagon could be well over 12.5 tonne.

Lomast

davemorton wrote: »

Class B125 manhole cover is meant to hold 12.5 tonne, and is the recommended one for domestic driveways, a fully loaded skip wagon could be well over 12.5 tonne.

12.5t (strictly 125kn) load for class b125. a skip wagon is not going to be 12.5 tonne per wheel

macman

Seems to me that stressing about a broken manhole cover when the whole property is uninsured is very much a matter of getting your priorities wrong. The cost of the skip hire would probably have covered much of her insurance premium. If she can afford to have the garden landscaped then she can afford insurance.

Jumblebumble

Lomast wrote: »

12.5t (strictly 125kn) load for class b125. a skip wagon is not going to be 12.5 tonne per wheel

Furthermore it is not possible to make a manhole cover that will safely take 12.5 tonnes and break if it is exceeded by a nominal amount
I would guess ( and it is a guess) that the breaking level would be somewhere around 50% above the rating.