Is it worth me having voluntary excess?

kuepper

I have a £203 quote with no voluntary excess, or £166 with £300 voluntary excess. Never claimed in my life and drive less and less these days so wondering whether to go for the cheaper, my car's probably only worth £800

MovingForwards

If you can afford to take the hit of the compulsory excess and voluntary excess, leaving you with next to no payout if your car is written off then go for it.