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Urgent - Overpayments help
Emjay85
Posts: 19 Forumite
Hi can anybody give me some advice about tax credits overpayment,
Over the period between April 18-19 I stupidly forgot to inform the DWP about a change in my circumstances meaning my partner was now living with me (to give you a picture, I was on 60mg of fluoxetine plus propranolol and diazepam at the time and going through a mental breakdown). As a result there has been a large overpayment, however the overpayment they are telling me I owe is the entire amount of benefit I received.
Factors to take into account
household income was £1500 ppm
and our childcare costs were £500ppm
Am I right to think that I still would’ve been entitled to some benefits over that period.
They have said I do not need to do anything and they will begin taking this from my universal credit. How do I challenge this and negotiate repayment so that we do not go into financial hardship.
Over the period between April 18-19 I stupidly forgot to inform the DWP about a change in my circumstances meaning my partner was now living with me (to give you a picture, I was on 60mg of fluoxetine plus propranolol and diazepam at the time and going through a mental breakdown). As a result there has been a large overpayment, however the overpayment they are telling me I owe is the entire amount of benefit I received.
Factors to take into account
household income was £1500 ppm
and our childcare costs were £500ppm
Am I right to think that I still would’ve been entitled to some benefits over that period.
They have said I do not need to do anything and they will begin taking this from my universal credit. How do I challenge this and negotiate repayment so that we do not go into financial hardship.
0
Comments
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What benefits are they recovering?Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.0
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Its tax credits. Ill add it into the original post now.0
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When you became a couple this ended your single person tax credits claim. To continue with tax credits you would have needed to make a new couples claim.
I think for tax credits you are entitled to ask HMRC to reassess you as if you had notified and made a new claim for tax credits as a couple. From memory this is called notional offsetting. Any entitlement you might have had will reduce the amount of overpayment.
See here https://revenuebenefits.org.uk/tax-credits/guidance/how-to-deal-with-hmrc/dealing-with-debt/#Notional%20entitlementInformation I post is for England unless otherwise stated. Some rules may be different in other parts of UK.0 -
how many hours per week were your partner and you each working?0
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My partner was full time, I was self employed 2 days a week.0
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UPDATE - I've been advised that notional offsetting wont apply as I am now in a full UC area.
Thanks for the guidance.0 -
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