Budgeting app

balfie33

Hi everyone,

I need to find a (free) app to use on my mobile (android if that makes a difference!) for budgeting and managing my money.
Can anyone recommend one please?

No_6

if you would have done a search on this topic
you would know what to go with...….
have another search

thomasca

Maybe an excel spreadsheet is all you need? Most of the good ones are paid and others want pictures of you drivers license and passport.....

Zero_Sum

Do you have an actual computer?
If so, download MS money

Caraway90

I use "spending," I've had a look and there is "Budget Mode" I can't comment on how good that feauture is, but for tracking spending I think the app is great.

No_6

how many accounts are you using ?
bank accounts, yours, joint, savings, etc

what do you want to monitor ?

tempus_fugit

Monitoring is not the same as budgeting though. Monitoring is keeping track of what is spent, i.e. after the event, and budgeting is setting what is available to be spent, i.e. proactive. The only app I have come across that does that effectively is YNAB, but it's not free of course.

eskbanker

tempus_fugit wrote: »

Monitoring is not the same as budgeting though. Monitoring is keeping track of what is spent, i.e. after the event, and budgeting is setting what is available to be spent, i.e. proactive. The only app I have come across that does that effectively is YNAB, but it's not free of course.

Trouble is, those who are bizarrely fixated on MS Money have to keep rewording questions to try to fit them to the (wrong) answer.

Hence:

Q. Any ideas for budgeting apps usable on Android?
A: What's that you say, you want to monitor accounts using a Windows PC? How about MS Money....

:wall:

onwards&upwards

If anybody finds an app that can do everything YNAB does but is free please let me know!

balfie33

No_6 wrote: »

if you would have done a search on this topic
you would know what to go with...….
have another search

Sorry do you mean searching on this forum? I am new here, not sure how to do this but will go have a look. Thanks for your help.

balfie33

Hi all, thanks for your replies.

And answers to your questions, excel spreadsheets I can only use basically so thought an app might be easier, also I can access it anywhere on my phone.

Re having a computer or laptop, not sure lol, I am in the process of splitting from my husband so not sure what I will end up with. Hence why I thought an app on my phone would be better.

I want to keep track of everything that goes in and out of my account, and if I know something will be due to be paid out that month (eg car insurance or something) be able to 'deduct' it from my total so that even tho the money hasnt yet gone, it looks like it has, so I know at a glance what I have to play with. Hope that makese sense!

I now have my own bank account and a savings ISA (easy access). My husband took care of the money so now I am having to manage my own finances (which I used to do with a notebook and pen when I was single lol, want to drag myself into the modern day!