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Ppi advice
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Tinny6577
Posts: 1 Newbie
Hi during my first marriage I was a customer with buy as you view between 2002 and 2011 and was wondering if I was still able to claim PPI even though I have gone on to remarry so my name has now changed
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Comments
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Your name doesn't matter.
You just need a valid mis sale reason.0 -
What is buy as you viewmake the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Hi during my first marriage I was a customer with buy as you view between 2002 and 2011 and was wondering if I was still able to claim PPI even though I have gone on to remarry so my name has now changed
Do you mean Dunraven Finance Limited t/a Buy as you View?
They entered into an agreement with the Financial Conduct Authority (FCA) to redress £939,000 to more than 59,000 customers for historic unfair treatment in March 2016.
https://www.fca.org.uk/news/press-releases/rent-own-provider-buy-you-view-pay-%C2%A3939000-around-59000-customers
They subsequently went into administration in Sept 2017
https://beta.companieshouse.gov.uk/company/01252688
Are you sure you had PPI?
BAYV appear to have sold an Equipment Protection Scheme and an accidental damage, but there is no reference to PPI.
https://bayv.co.uk/
in any event, the FCA only took over the regulation of consumer credit firms previously regulated by the Office of Fair Trading on the 1st April 2014, so it all might be pre-reg.0 -
PPI covered debts in case you couldn't pay them, it would make no sense to have PPI on the buy to own style models as they could just take the product away if you didn't pay
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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