PPI After IVA Completion

Chrisduder

Hi all,
We have completed our IVA and have our certificate and all debts are cleared.
However, in the case of my wife we received a letter from a catalogue company and it seems back in the late 90’s she was paying PPI to the company. Something we all overlooked.
She has been awarded £6000 which is great news. However, in the letter it states that we are in an IVA and all money will be forwarded to Creditfix although the IVA has been completed for over 5 months. Can they do this to us?

MovingForwards

Yes they can, read the terms of the IVA.

sourcrates

Mixed information abounds on this subject, the Green v Wright case was upheld in the High Court, but that decision only applies to IVA`s that used :


"R3 standard terms and conditions".

Your arrangement may have used different terms, companies/banks do not always understand the differance, so you need to get as much information about your arrangement as possible, and, ideally, let a solicitor look it over.


More information here :


https://debtcamel.co.uk/ppi-iva-green-wright/

Chrisduder

Thanks all.