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Unfairly recorded at CUE for an insurance claim that was unaware had been settled

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  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    chanz4 said:
    why didnt they take action against the insured, or why not raise it with MIB
    Action against who? The chrisnct says it was a stolen and uninsured vehicle so not sure which "insured" you are referring to?

    If the thief was caught then it is possible the insurer could try and recover their outlay from them but people that get caught going around stealing other people's cars often on paper don't have sufficient (legitimate) funds to make it worth attempting the recovery especially when they are at HMPS' pleasure
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    edited 9 July 2020 at 5:37PM
    chanz4 said:
    why didnt they take action against the insured, or why not raise it with MIB
    If you mean the insurance company, they are not allowed to claim from the MIB, it's for Joe / Joanna Public to claim their uninsured losses and and injuries.

    If the driver was unknown, who is going to be named in court proceedings? 

    Can only claim from the insurance company of the third party vehicle if you can identify (name) the driver, if the vehicle was insured.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • mattyprice4004
    mattyprice4004 Posts: 7,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm sorry, but at fault or not you don't just 'forget' about a crash at renewal time. 
    I've never managed that yet, and I'm quite forgetful at times! 
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