"How good are your neighbours' credit ratings?"

Nasqueron

beany_bot wrote: »

Well..... you say that....

Alas if you study the map, Affluent areas clearly have higher "scores" than poorer areas. So there is a clear correlation of score to wealth of an area.

Now I agree as an individual your score is both worthless and wholly irrelevant anyway as only you see it.

But it would appear from a very macro level. as a whole the score averages do tend to reflect areas accurately. I mean that score map is identical to an affluence map of the UK.

Anyone with a brain could tell you that, on average, richer areas are less likely to have credit issues than poor areas. Of course this doesn't mean the score has any relevance, the tragic victims of Grenfell were dirt poor and yet lived in a borough with the highest average income in the UK...