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Repair Finance Agreement

I have just been hit by an impatient van driver. Now my insurance company (Diamond, part of Admiral) have told me that as it was not my fault, if I agree to Auxillis handling my claim, I will not have to pay the excess nor lose my NCB.
However, it appears that if Auxillis cannot get back all their costs from the other party's insurers, after 49 weeks they will ask me to pay them.
Can anyone advise me whether I should sign up for this?

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