Investing in property without buying a whole property

Tom99

quotememiserable wrote: »

Check out the housecrowd. I think that's what you want.

Housecrowd is a high risk loan its not an investment in property.

george4064

I would suggest you consider REITs or property investment trusts, I prefer them over property funds because property funds are (and do!) sometimes suspend redemptions due to large outflows. Whereas due to the closed nature of investment trusts and REITs, these wont suspend trading but instead large outflows will drive the price down and perhaps affect the premium/discount.

N.B. that was a very high level explanation, but short story is that closed end investments such as REITs and property investment trusts are better suited for illiquid assets such as property compared to unit trust/funds.

muhandis

I use the website Property Partner to fulfil the same objectives, it's served me well the past 4 1/2 years. The income received is in the form of dividends which are tax-free up to £2000 / year

BIG FAT HEALTH WARNING: While the brick and mortar will remain as is, no one knows what will happen to the ease of access to the investments if Property Partner goes under or something else like that happens.

Aspatria wrote: »

I would like to put some money in property as a long term investment. I do not have sufficient to buy a whole property outright and I do not want the hassle of buying to let. Is there a way that I can invest in property with other likeminded people?

Aspatria

In the past few weeks, there have been major changes to the fee structure of Property Partner, is this a good investment ? Are there other similar organisations that forum members can recommend?

Isaacraymond23

Hi. I understand that Propertypartner involves owning units in a property. One of the criteria for the government bonus available through a help-to-buy or Lifetime ISA is that an individual has not owned a property before. Do you think investing in Propertypartner would mean that an individual would become ineligible for the government bonus on the basis that they own even a very small share of a property?

xylophone

https://investmentproperty.co.uk/property-investment-resources/reits-uk-real-estate-investment-trusts-property-investors-guide/

WindfallWendy

I appreciate this is a huge bounce, but on a slightly different tack, what are the pros and cons of investing in property by helping a friend onto the property ladder? 

I'm thinking stamp duty reduces it as an effective investment, plus also buying to help someone live there probably makes it less likely to be a property which has clear opportunity to add value (i.e. it is unlikely to be a do-er,upper).

So I guess maybe I'm looking for anyone to tell me what the benefits are or what kind of issues need to be tackled to make it worth while exploring. 

Very interested in views, and willing to be persuaded either way.

silvercar

WindfallWendy said:

I appreciate this is a huge bounce, but on a slightly different tack, what are the pros and cons of investing in property by helping a friend onto the property ladder? 

I'm thinking stamp duty reduces it as an effective investment, plus also buying to help someone live there probably makes it less likely to be a property which has clear opportunity to add value (i.e. it is unlikely to be a do-er,upper).

So I guess maybe I'm looking for anyone to tell me what the benefits are or what kind of issues need to be tackled to make it worth while exploring. 

Very interested in views, and willing to be persuaded either way.

Risks the end of a friendship. What are you going to do if they fall behind on repayments? 

You want your investment registered as a charge on the property , to ensure you get back your investment.

You need to agree, in writing, your return. Is it X% of the increase in value? Or something else? You also need to agree when you can get back your investment and profit. Who determines when the property should be sold? 

Compare it to investments in funds, where you can withdraw part or all when you want.