Emergency tax problems

Clhoulton

So I'm currently around £1000 out of pocket to hmrc as I've been wrongly emergency taxed for a good portion of the last tax year.
This happened initially because my previous employer took nearly two months to send me a p45. When they did send me a p45, I realised the information was incorrect. They had failed to realise that the money I had made for the tax year hadn't all been earned with their company. And so hmrc thought that I had made a hell of a lot more money than I had made.
For reference I made barely above the threshold for paying tax. I had made £5000 previous to this employment, And £2000 was made with this company. They forgot to mention that part in the p45. Therefore when hmrc received my information they believed I had made an extra £7000 on top of the £5000.
I got in touch with the accountant for the company and after a month or maybe more they gave me a correct p45, at which point I was told by hmrc that I couldn't change the information myself, and would have to get my old employer to do it.
I have been trying to get them to do this for about 3 months now, and they just aren't replying to my emails. What can I do about it? I work just above minimum wage and I've had to take out payday loans to keep myself afloat because I was losing around £250 a month. I now owe about as much to the payday lenders as I'm due back from hmrc, but there doesn't seem to be any way that I'll be seeing that money again.
I feel like the people I'm dealing with know I'm in over my head with this stuff and are just going to keep turning me somewhere else.

katka1

I have a similar problem, I've been put on emergency tax code and despite sending P45 to the new employer, I am still being charged 20% even though I haven't met the tax threshold of earnings yet.

My hope is that at the end of the tax year it will all even out, but it is extremely annoying as my payslips are not that substantial to begin with and anything that doesn't end up in my pocket just makes it harder to make ends meet.

Dazed_and_confused

I have a similar problem, I've been put on emergency tax code and despite sending P45 to the new employer, I am still being charged 20% even though I haven't met the tax threshold of earnings yet.

My hope is that at the end of the tax year it will all even out, but it is extremely annoying as my payslips are not that substantial to begin with and anything that doesn't end up in my pocket just makes it harder to make ends meet.

You are not on an emergency tax code. The emergency tax code is 1250L and means no tax is deducted until you earn more than £1042/month (£240/week).

If you have handed your P45 in to your new employer and that was from a job you left recently then they should start using the tax code on the P45 (which may well be the emergency tax code but to be used on the normal "cumulative" basis).

It sounds you have a BR or 0T tax code which are used when someone has a second job or doesn't complete a new starter declaration when starting a new job.

This should sort itself out fairly quickly, if not get all your tax info together for the current tax year and phone HMRC to get the correct tax code issued to your new employer.