Care home fees

Derekbirmingham

I suppose the power of attorney will cos a grand i bet..call me physic..

calcotti

Derekbirmingham wrote: »

I suppose the power of attorney will cos a grand i bet..call me physic..

The cost is £82 per PoA as set out in the link already provided by p00hsticks. You may want the help of a solicitor in which case there will be additional fees - but it is not obligatory.

Browntoa

If you both bought the house and live there then the property is a mandatory disregard for care fee's

You may need to prove occupation with a history of being on the council tax statements , your bank statements , driving licence etc

I_Love_comps

Derekbirmingham They usually have family meetings on wards to discuss what will or may happen with your father. Make sure you ask about these meetings and attend - this is where you will be able to ask any questions.

Your fathers care visits could maybe increased to 4 visits. This is the maximum a person can have - after this you would have pay privately for more.

Does your father have mental capacity to make his own decisions ? If he has not then ask for a doctor to fil out a form stating that he does not have mental capacity - you will not be able to proceed with a POA, but will need to apply to be a deputy for your father. Deputy means you are looking after your fathers finances under a court of protection order via the courts - this is costly but it ensures your fathers money is spent correctly.

How long has your father been in hospital? When he is near discharge you should be assigned a social worker.

BrassicWoman

from previous threads, looks like Dad has dementia, and there is a claim for carers allowance at £230 a month.

Derek has been both working and caring.

elsien

You said your dad was recently in hospital - is he now back home again so there are no further care decisions to be made at the moment?
As already stated, the home may be disregarded should he need care in future, although his savings won't be, in any financial assessment. However it is not a given that he will need to go into residential care - not everyone does.
At this stage there isn't a lawful way to protect his money from being used to pay for his care needs if his savings are over a certain amount, if that's what you mean by family pressuring you.

Can your dad still understand his finances or is he now too unwell to do that?
If he can (and given his dementia diagnosis) it may be better to go to a solicitor than the DIY route in case there are any disputes about whether whether he understood what he was signing, further down the line.
You can phone round and get some quotes - it will be in the hundreds but it will be worth it. If dad does lack capacity then you shouldn't be handling any of his money on his behalf without some sort of legal authority to do so.
If he lacks capacity then you would need to look at the deputyship route, as linked to above, the sooner the better as it's not always a quick process.
If there is a branch of Age Uk near you it may be worth contacting them to help you understand all this, or you can phone their advice line
0800 169 65 65

Carers UK may also be able to help with this and any thing else about your caring role that you might want support or advice about.
https://www.carersuk.org/help-and-advice/talk-to-us

bspm1

BrassicWoman wrote: »

from previous threads, looks like Dad has dementia, and there is a claim for carers allowance at £230 a month.

Derek has been both working and caring.

Think this is the post you may have been referring to:

Derekbirmingham wrote: »

Yes i got my dad attendance allowance about 6 months ago following constant nagging of my brother to get it..230 a month.

Before you start throwing accusations around I suggest you reread what the £230 a month is for, appears to me it is for Attendance Allowance.

BrassicWoman

bspm1 wrote: »

Think this is the post you may have been referring to:

Derekbirmingham wrote: »

Yes i got my dad attendance allowance about 6 months ago following constant nagging of my brother to get it..230 a month.

Before you start throwing accusations around I suggest you reread what the £230 a month is for, appears to me it is for Attendance Allowance.

Apologies for the typo in the name of the benefit but there's no accusation in my post - I'm simply trying to fill in some of the missing information so people who understand more than me can help!

What did I accuse anyone of? You can certainly work and claim CA.

Think it's time for a forum break, blue touchpaper everywhere today!

xylophone

The OP's major worry seemed to be about losing his home following the ill informed comments by the nurse.

The property was purchased jointly by him and his father and they both occupy the property.


On top of this, it seems that for the last few years, the OP (Derek) has been supporting both himself and his father.

but i just pay all the bills as hes got dimensia..i just took over all the bills about 6/7 years ago..

This may account for why Dad has a fair amount of savings!

At all events (even supposing that Derek is under 60 which would give a mandatory disregard), while the council could take the father's share into account for the means test, this would have to be done on the value of that share, given that Derek has the right to occupy.

It would be very unlikely that there would be a willing buyer in these circumstances and even if there were, it would only be at a considerable discount - the value could therefore be assessed as minimal or nil.

Father's cash savings however are a different matter and if he is not eligible for CHC funding, will be taken into account.

I am wondering though about whether, if it can be proved that father has spent no money on himself/care and maintenance of the property for the last seven years (possible if there is no appointee for benefits and no PoA in place so that his pension etc has just built up), a case might not be made for some portion of this to be disregarded?

poppy12345

BrassicWoman wrote: »

bspm1 wrote: »

You can certainly work and claim CA.

Yes you can but the OP clearly states that they work full time, which means they can't claim carers allowance. Carers Allowance is also £66.15 per week, which isn't £230 per month.

Derekbirmingham wrote: »

Well my dads has 2 care visits a day and i live here..i work full time and yes i am an unofficial carer..