We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help! I’ve got two separate credit reports in my name?!

Options
Hey I’m wondering if anyone can help me.

Basically, I purchased a new build house in May 2018 and took out my first mortgage. I registered to vote at my new address however I didn’t update my address for everything immediately and it was quite a slow process - however I noticed that as I updated my address for each credit account that it would disappear from my credit report as if the account had been closed?

My mortgage was never added to my credit report and neither was my new car finance that I taken out in my new address.

Today, I decided to look into it and registered on clearscore with a new email address under my new address... there I found all of my credit accounts listed under my new address so it seems that credit reference agencies appear to have my as two different people?! Does anybody know why this could be and how I could go about fixing it so that all of my credit accounts go back to my old credit report account and my address is simply just updated? :)

Thanks in advance!

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.