Can A Landlord's Mortage Refuse To Rent To A Disabled Person On Benefits But Accept Retired People?

HampshireH

This isn't about being disabled. It is about a a secure income. The landlord would have had the no benefots restriction long before they knew you were going to apply.

Allowong retired people is different.

If a retired perspn was solely reliant on housing benefit etc then they would fit also intp the benefits section and may be declined also.

As above....why arent you being offered social housing? Isit through previous eviction, arrears or just through lack of properties?

What accommodation are you in now?

SmashedAvacado

It is likely to be discrimination. And just because many lenders specify this, does not mean that those many lenders are not discriminating. Someone who is disabled is more likely to be on benefits. As is a single mother. There have been news stories about this. No case law yet i believe.

-taff

You are not being discrimated agasint because you're disabled, you're being discriminated against because you're on benefits.
Are you saying this is the only house that it's possible for you to rent?

MEM62

FusionFury wrote: »

The landlord said his mortgage provider won't accept people on benefits but the previous tenants was retired elderly couple.. what's the difference and is there anything I can if this isn't legal!?

There is a HUGE difference between retired tenants and benefit tenants. What makes you this that they are in any way alike?

Benefit tenants are high risk and some mortgage companies will not allow them. As for discrimination, I am not sure how you view this as discrimination against you disability. Based on on you own post you are not be accepted because you are on benefits, not because you are disabled.

You will need to find landlord that will accept tenants on benefits.

MEM62

SmashedAvacado wrote: »

It is likely to be discrimination. And just because many lenders specify this, does not mean that those many lenders are not discriminating. Someone who is disabled is more likely to be on benefits. As is a single mother. There have been news stories about this. No case law yet i believe.

Rubbish. Being on benefits is not a protected characteristic under discrimination law.

davidmcn

MEM62 wrote: »

Being on benefits is not a protected characteristic under discrimination law.

But disability is, and given that the disabled are more likely to be on benefits, I can see a case for it constituting indirect discrimination.

-taff

No, not really. No one is more likely to be on benefits.
Peoples circmstances change all the time. I'm on benefits now, I haven't been for my entire adult working life.
If I tried to rent a house now, I'd be knocked back too.Would I be complaining because I'm classed as disabled? No, becuase I haven't got a victim mentality, I'd be looking for ways round something.
This is reminding me of a person who was complaining they were transgender and the person they fancied wasn't interested in them so that was discrimination.

Comms69

davidmcn wrote: »

But disability is, and given that the disabled are more likely to be on benefits, I can see a case for it constituting indirect discrimination.

Even if that's true. Does it actually matter, the OP still wont get the house

kingstreet

Which lender please?

Adverse publicity has convinced RBS Group (NatWest incl) to abandon this policy and others have/will follow suit;-

https://www.housingrights.org.uk/news/NatWest-ends-benefit-BTL-restrictions

theartfullodger

Comms69 wrote: »

would have guessed 50s, not 70s. Many congrats on the pension!

Cheers! Thank you (and all other tax-payers..) for paying it & my other benefits.