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PPI claim - do I contact the finance company or psi company?

Hi, I had car finance a number of years ago through First National Motor Finance. I was told I had to take a PPI policy to get the finance and am now looking to make a claim for this. Do I contact the Finance company or Household Bank, who were the insurer I paid the PPI payment to? Thanks :)

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You complain to whoever sold it to you. If it was pre-regulation, I wouldn't bother.
  • shonsay
    shonsay Posts: 14 Forumite
    It was around 2003/2004 it was sold. Do you think it's not worth the effort at this late stage? Thanks
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    shonsay wrote: »
    It was around 2003/2004 it was sold. Do you think it's not worth the effort at this late stage?
    Car dealers were not regulated until January 2005, so any complaint you make about earlier insurance sales do not even have to be considered. The insurer has no liability in any case, only the dealer.

    Sorry.
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