Taking out 2 credit cards in 1 month

S_89

Hi there,

So I'm totally new to credit cards and credit in general - I'm 30 and never had any loans/cards etc.

But I've had some really bad health problems and I need a lot of private healthcare to get treated fast enough.

I've taken out a card for 1,500 and got accepted no worries.

If I apply for another card with a grand on it (from a different bank), is it likely or unlikely to be accepted, given how thin my credit file is?

Advice appreciated,
Sarah

Ben8282

S_89 wrote: »

Hi there,

So I'm totally new to credit cards and credit in general - I'm 30 and never had any loans/cards etc.

But I've had some really bad health problems and I need a lot of private healthcare to get treated fast enough.

I've taken out a card for 1,500 and got accepted no worries.

If I apply for another card with a grand on it (from a different bank), is it likely or unlikely to be accepted, given how thin my credit file is?

Advice appreciated,
Sarah

You won't get much in the way of private healthcare for £2500.
Regarding the credit card, all you can do is apply and see what happens.

[Deleted User]

How do you know that you’ll get £1000?

You don’t ask for limits - you’re given one based on your circumstances

Sncjw

What is the treatment you are having ? Could you not pay in instalments at the provider

knightfox

talk to the hospital they might have a system for you to pay in installments.

average private gp is around £100 some are cheaper

then there is a hospital visit if needed