Buying GAP from ALA Gap Insurance

meat_n2_reg
meat_n2_reg Posts: 311 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
edited 31 May 2019 at 5:53PM in Motoring
Hello looking at buying gap insurance

Have looked @ ALA website as get good reviews on-line , any one else used / recommend ALA ?


Looking at buying Back to invoice GAP insurance

Bit confused to what to include in invoice price

There help says

"Invoice price of car (inc deposit): Please use the vehicle cash price, including manufacturer fitted extras and dealer fitted extras (as long as these are on the manufacturer price list and appear on the same invoice as the vehicle).
Include your deposit and/or trade in but deduct any dealer of manufacturer discounts, contributions or cashback.
Don’t include: interest charges, extended warranty, service plan, paint/upholstery protection, insurance premiums, delivery charge, road fund licence or fuel.
Car RRP = £10500
However I paid below :-

Car price =£10100 , part-x = £500 , dealer PCP contribution = £1750


looking at car invoice , delivery = £500 and car tax = £185 including first reg fee



thanks Steve

Comments

  • Shimrod
    Shimrod Posts: 1,132 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've used ALA twice to buy gap insurance - can't comment on the quality as I have never had to claim.



    Based on what you have put above, the invoice price would be:


    £10,100 - £1,750 = £8,350


    I'm assuming the price of £10,100 is because you got £400 off RRP and you haven't paid extra for any options on the car.
  • Agree with shimrod, it looks like £8350. Ala seem to have a good reputation but might be worth trying gapinsurance.co.uk too.
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