NI credits while in full time education?

Misslayed

I've just spent some time on the govt Gateway trying to find an answer to my question, hoping someone here can tell me if it's worth pursuing.

My NI record shows 3 years which are not full 1974 - 1977. This was when I was a full time student, age 18 - 21 (working in holidays only). I've always been under the impression that periods in full time education earned NI credits. Have I got this wrong?

GunJack

You're wrong unfortunately....you probably got credits for the years containing your 16th, 17th and 18th birthdays (unless that came in a couple of years later).

JoeCrystal

As far as I am aware, 16, 17 and 18-year-olds were given credits if they stayed in full-time education, approved training or apprenticeship to protect their state pension position. It was effective from 1975 and ended in 2010.

drumtochty

It was effective well before 1975. In my case, I got those three years NI credits, 16 to 18 years old from April 1969 to April 1972

p00hsticks

drumtochty wrote: »

It was effective well before 1975. In my case, I got those three years NI credits, 16 to 18 years old from April 1969 to April 1972

not according to this (point 25)
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/209123/national-insurance-single-tier-note.pdf

25. From 1975 16, 17 and 18 year olds were given credits if they stayed in full time education, approved training or apprenticeship to protect their state pension position. These credits were ended on 6 April 2010 because the reduction in the number of qualifying years required for a full basic State Pension at that time meant that they were no longer needed.



I'm pretty sure I've read somewhere that although the purpose was to ensure that those in full time education could still meet the requirements for a full state pension (at the time women had to have 39 years before reaching the age of 60, and men 44 years before the age of 65), for simplicity everyone's been creditted with those years, including people who weren;t even in the country at the time...