vanquis credit limit increase offered

creditnewbie87

Sorry for the super late reply! Had no notification of replies beyond my last message.
Been a Vanquis customer for a year now and until july was spending to almost limit and clearing over the month, always paying minimum payment via DD and extra via bank transfer.
Unfortunately had to pay for several vet visits for my dog and subsequently medication costs mounted up so haven't been able to pay more than £200 on top of my minimum payment but will be in a better position after xmas so not too worried about having to pay interest (I know it's a bad word) but my dog ended up too sick and had to be put down less than 2 weeks ago so the CC will stay as it is until I am in a better position.
Still getting green dots on my credit file so I'm happy enough with that for now.

Ben8282

creditnewbie87 wrote: »

Apologies if not the right place.
Vanquis emailed offering credit limit increase from £500 to £1250 today so I clicked online to accept it and they asked for income and expenditure details. On benefits so no problems there but now I've had a text requesting proof of income via secure upload.
Is this a good sign or did I stuff up somewhere?
I put down £950 a month but just calculated and it's more than that!

Any advice appreciated thanks:D

This sounds a bit odd especially as they offered the credit limit increase rather than you applying for it. Have NEVER ben asked such a question in relation to a credit limit increase, either offered or requested by any card issuer.