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building in the garden

Hi guys wondering if any one can help me regarding thoughts of essentially building a house in my back garden. i live on a council estate in Watford however we do own the property the house is a 3 bedroom terrace and already has a ground floor extenson on the back living in this house are myself my wife are 3 kids aged 5 5 and 7 and also my parents the old kitchen downstairs has already been converted into a bedroom making it a makeshift 4bedroom house however 2 of these room are tiny.

what i am thinking is building something akin to a tiny house at the top of the garden to create some more space for everyone however i dont want to spend a load of money seeing if this is possible only to be laughed at by the planning authority.

the garden is approx 7 metres wide and i would be looking at possibly using half of the length.
i would like this to be a permanant residence i.e connected the the sewage system and have running water etc. ground floor would consist of a kitchen bathroom and small living room with a bedroom in the loft of a pitched roof.
is this something that would ever be considered or am i mental
attached is a link to the birdseye view of my garden
860a3e6f-6bd4-4d4c-947b-4df5f4f02302i

https://beta.photobucket.com/u/hysteria1989/p/860a3e6f-6bd4-4d4c-947b-4df5f4f02302
Car[STRIKE]£6950[/STRIKE]/£4720.68 Lowell [STRIKE]£796.77[/STRIKE]/£30.00 Barclaycard[STRIKE] £3537.48[/STRIKE]/£2360 Virgin (MBNA) [STRIKE]£2224.94[/STRIKE]/£1000.00
Sainsbury's (Westcot) [STRIKE]£1652.52/[/STRIKE]£125
total debt [STRIKE]£19286.89[/STRIKE]/£8235.68

Comments

  • Mistral001
    Mistral001 Posts: 5,444 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 28 May 2019 at 2:27PM
    Generally speaking you would need to treat this in almost the same way as building a small detached dwelling house on any site. Costs and statuary approvals will almost certainly be the same, except you will not have the cost of the plot as you own that.
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    From where I'm sitting this prospective house doesn't seem to have any independent access, which is a serious problem if it's true.

    The exact site/extent of the build isn't clear, but planners would have to consider the impact of this chalet style dwelling on near neighbours, including overlooking, visual intrusiveness and the knock on effects, like provision of parking spaces. Finally, it looks like it would be overdevelopment of the space available

    I don't think it has any chance of approval. The site is too small, looks like it has poor access and lacks suitability for an independent extra dwelling.
  • stragglebod
    stragglebod Posts: 1,324 Forumite
    1,000 Posts Second Anniversary Name Dropper
    If by some miracle you get planning permission, remember that you'll be devaluing your house by the cost of demolishing it and reinstating the garden.

    As well as reducing the pool of potential buyers which of course will devalue it even further.
  • Ectophile
    Ectophile Posts: 8,374 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Is there any access to the garden, other than by walking through the house? If not, then the building work would be a nightmare.


    In any case, it would be more of an annexe than a proper independent dwelling.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    we do own the property the house is a 3 bedroom terrace

    what i am thinking is building something akin to a tiny house at the top of the garden

    I can't imagine there's any chance of getting planning permission for that.

    Talk to the council planning officer before spending any money on plans, etc.
  • Mistral001
    Mistral001 Posts: 5,444 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I would go for a "granny flat" approach if you want to increase the value of your home. You are very unlikely to increase the value of your property by amount you will spend on the granny flat, so financially you will probably lose out. The only way you have a chance of not losing out financially would be to move to a bigger house. That or buy a caravan and park it in the back garden.
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mistral001 wrote: »
    That or buy a caravan and park it in the back garden.

    They'd have to pay for a crane to get it in the back garden!
  • ashe
    ashe Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I would look into one of the many companies springing up that build wooden outbuildings. Bedroom & Wash facilities only, no food prep otherwise I think you are liable for CT as an additional property (Even with a caravan if its long term?)
  • naf123
    naf123 Posts: 1,711 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    https://www.homebuilding.co.uk/do-i-need-planning-permission-for-an-annexe/

    the very poor access to the garden might be a blessing in a disguise - it cannot be considered as a separate home and instead viewed as an annexe... family members have to go through the house to access it?
  • A two storey structure in a rear garden is likely to throw up all kinds of residential amenity issues- overlooking/overshadowing/overbearing of neighbouring gardens and dwellings etc. It would likely need to be single storey.

    What you’re describing sounds more like a granny annexe though which would sound much less scary to a planner than a ‘house’. Making sure the accommodation is ‘ancillary’ to the main dwelling will overcome a load of issues.

    It would be worth checking if your permitted development rights are intact. They can allow for relatively generous single storey outbuildings depending on the size of the site. It may be that you don’t need planning permission at all.
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