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Lloyds won't remove me from Joint Account

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  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I agree tell the bank that the account is in dispute - they have to block it meaning nobody can pay in or take out.
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    sheramber wrote: »
    As these DD are the ex's why would she transfer them to her account?

    Setup any essential items e.g. mortgage & utilities on your own account.

    I would definitely push them to remove the OP's name or just close the account entirely. Freezing it doesn't solve the issue long term.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Takmon
    Takmon Posts: 1,738 Forumite
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    Heng_Leng wrote: »
    Setup any essential items e.g. mortgage & utilities on your own account.

    Why would she want to pay for her ex partners mortgage and utilities who she wants nothing to do with? :rotfl:

    Her ex partner has even abandoned the house and he doesn't even want to pay his own mortgage and utilities.
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    Takmon wrote: »
    Why would she want to pay for her ex partners mortgage and utilities who she wants nothing to do with? :rotfl:

    Her ex partner has even abandoned the house and he doesn't even want to pay his own mortgage and utilities.

    She must be living somewhere mortgage/rent and utility bill free.

    :rotfl:
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • d123
    d123 Posts: 8,737 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Heng_Leng wrote: »
    She must be living somewhere mortgage/rent and utility bill free.

    :rotfl:

    You do understand from the OP that the ex-husband has his own house and his own mortgage and that’s what is being discussed?

    Nothing to do with the OP’s own housing expenses...
    ====
  • JuicyJesus
    JuicyJesus Posts: 3,831 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Takmon wrote: »
    Why would she want to pay for her ex partners mortgage and utilities who she wants nothing to do with? :rotfl:

    Her ex partner has even abandoned the house and he doesn't even want to pay his own mortgage and utilities.

    She can, of course, then simply cancel the Direct Debits.
    urs sinserly,
    ~~joosy jeezus~~
  • Takmon
    Takmon Posts: 1,738 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Heng_Leng wrote: »
    She must be living somewhere mortgage/rent and utility bill free.

    :rotfl:

    Have you not read any of this thread? :rotfl:

    The OP will of course have their own housing expenses but these obviously come from her own account or her new parts account who she lives with.

    Why would her housing expenses come out of an ex partners account?
  • Takmon
    Takmon Posts: 1,738 Forumite
    1,000 Posts Second Anniversary Name Dropper
    JuicyJesus wrote: »
    She can, of course, then simply cancel the Direct Debits.

    But why?

    Why would she want to move the mortgage and utility direct debits to her own account and then cancel them? Why move them at all?
  • JuicyJesus
    JuicyJesus Posts: 3,831 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Takmon wrote: »
    But why?

    Why would she want to move the mortgage and utility direct debits to her own account and then cancel them? Why move them at all?

    It's a joint account. She doesn't need to move them anywhere. She can cancel them in her own right.

    She could also contact the bank and advise them of a dispute between parties, which would freeze the account and stop money going out.
    urs sinserly,
    ~~joosy jeezus~~
  • Takmon
    Takmon Posts: 1,738 Forumite
    1,000 Posts Second Anniversary Name Dropper
    JuicyJesus wrote: »
    It's a joint account. She doesn't need to move them anywhere. She can cancel them in her own right.

    Ah i see what you meant. Due to you quoting my post about me asking why Heng Leng thinks she should move the Direct Debits i thought you were agreeing with Heng Leng saying she should move them and "then simply cancel the Direct Debits".
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