Paying of Barcleys loan with a credit card help

Rickio01

[FONT=&quot]Hello,[/FONT]
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[FONT=&quot]Firstly, I am new to this forum, so hello everyone :hello:[/FONT]
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[FONT=&quot]I will try and keep this as short as I can. Last year I purchased a kitchen through Wren that came with a 12-month interest free purchase through Barclays. This is coming to an end in August and unfortunately, I do not have enough to pay it all off before my 12-month interest free runs out. It will then go to a 6.9% APR, which I guess isn’t too bad.[/FONT]
[FONT=&quot]The only thing is, I would like to save money by paying it off with a 0% credit card and money that I do have to pay it off with. It will also give me more time to pay it off if I choose the right one.[/FONT]
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[FONT=&quot]My 2 questions are - [/FONT]
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[FONT=&quot]Do Barclays accept credit card payments? I have read that lenders aren’t keen on it, I could be wrong.[/FONT]
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[FONT=&quot]Would I need a 0% interest on purchases credit card or a 0% balance transfer credit card?[/FONT]
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[FONT=&quot]Thank you for any help.[/FONT]

YorkshireBoy

You'll almost certainly need a money transfer credit card. As to whether Barclays will accept a payment directly by credit card, ie a 'purchase', then surely the best people to ask are Barclays themselves?

Re the 6.9% APR, you say it isn't "too bad", but is it 'deferred interest', ie they'll charge you from the outset, not just from now on?

Rickio01

[FONT=&quot]Thank you for the info. I will need to get in contact with Barclays regarding the payment options.[/FONT]
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[FONT=&quot]As for the deferred interest, I will need to delve into this a little deeper as I am unsure.[/FONT]

jonesMUFCforever

No way will Barclays take a credit card payment so the earlier posts about a money transfer card is the way to go.

benbay001

Depending upon your household expenditure, can you not do all your spending on a 0% purchases card and save the money you would have spent to repay the loan?