Funds investment advice

[Deleted User]

pioruns wrote: »

Ditched actively managed funds and went ahead with FTSE All-World index fund. Now I can sleep relaxed knowing, that realistically speaking I couldn't have done it any better.

I really like the look of the HSBC FTSE All-World Index Fund Accumulation C, as it has very low ongoing costs. So, thinking of using my full ISA allowance this year on this fund. Does anyone have any experience of this fund ... good or bad?

Prism

cmondynamite wrote: »

I really like the look of the HSBC FTSE All-World Index Fund Accumulation C, as it has very low ongoing costs. So, thinking of using my full ISA allowance this year on this fund. Does anyone have any experience of this fund ... good or bad?

You can check the previous performance of funds on Trustnet. This one pretty much follows the FTSE world index exactly as you would expect. So you should get an entirely average world equity peformance considering the low fee. Most passive funds like this simply are - not good or bad.

OldBill

A_T wrote: »

Fidelity Multi Asset Allocator funds give the UK an amount that fairly accurately reflects it's share of global market capitalisation.

I'm now pretty certain that this is the one that suits me. It ticks all of the boxes in terms of both sector and geographical diversification, price, etc. Most grateful to A_T for pointing me in that direction.

Interactive Investor looks like the best platform, as I hope to be acquiring another couple of ISAs in the next 2 years, so a flat platform fee looks attractive compared to a %age. I do note, however, that ii is about to revise its fees from next month. Does anyone have any thoughts on this?

Simon.Edmunds

OldBill wrote: »

I'm now pretty certain that this is the one that suits me. It ticks all of the boxes in terms of both sector and geographical diversification, price, etc. Most grateful to A_T for pointing me in that direction.

Interactive Investor looks like the best platform, as I hope to be acquiring another couple of ISAs in the next 2 years, so a flat platform fee looks attractive compared to a %age. I do note, however, that ii is about to revise its fees from next month. Does anyone have any thoughts on this?

If you aren't trading then don't use ii - they are too expensive as are Hargreaves Lansdown.

Go for x-o or i-web. Both regulated by FCSA and v. cheap. Check first (call them) to see if the fund/ETF/IT you want to invest in can be purchased though.

Your choice of fund needs re-consideration. Low performance for its sector and expensive to run.

OldBill

Simon.Edmunds wrote: »

If you aren't trading then don't use ii - they are too expensive as are Hargreaves Lansdown.

Go for x-o or i-web. Both regulated by FCSA and v. cheap. Check first (call them) to see if the fund/ETF/IT you want to invest in can be purchased though.

Your choice of fund needs re-consideration. Low performance for its sector and expensive to run.

Yes, I've had a while to think about it and am graduating back to either:
(i) Vanguard All-World ETF (VWRL); or
(ii) Vanguard Global All-Cap.

Bonds - to be decided.

Since it would be good to have everything in one package, it would be interesting to see what BlackRock come up with with the new MyMap series, though, to compete with Vanguard's LifeStrategy:
https://citywire.co.uk/funds-insider/news/blackrock-undercuts-vanguard-with-launch-of-lifestrategy-rival/a1233396

iWeb for the platform.