Lifetime Ban from Equifax

[Deleted User]

!!! wrote: »

Why a SAR - you can request your statutory report for free from the website.

Or just go to ClearScore as others have said already.

Will probably give much more detailed information. Stuff like current account turnover and any data in their marketing databases.

Willing2Learn

johnsmith1890 wrote: »

Hit them with a SAR on a regular basis. It will cost you nothing, but will cost them time and effort. And it will probably deliver much more detail than a standard credit report.

You just hate all finance companies...and besides...requesting a SAR will not get any extra useful data...

NaughtiusMaximus

willste01 wrote: »

I do have Clear Score was not aware it was the same

[STRIKE]It's not.

When I was still on a DMP about 3 years ago I registered for all 3, one account was visible on both Experian and Equifax but not listed at all on Clear Score.[/STRIKE]

EDIT - Ignore me I'm talking out of my ****. I still have the screenshots I took at the time and on checking them it's apparent I was getting Noddle confused with clear score :embarasse

[Deleted User]

Willing2Learn wrote: »

You just hate all finance companies...and besides...requesting a SAR will not get any extra useful data...

See post #12. Your typical CRA has much more info about you than appears in credit files.

[Deleted User]

johnsmith1890 wrote: »

See post #12. Your typical CRA has much more info about you than appears in credit files.

Stuff that’s not needed then

CakeCrusader

Where in the letter does it say that they have given you a 'lifetime ban'? It just says they have revoked your access, not how long for.

Ben8282

CakeCrusader wrote: »

Where in the letter does it say that they have given you a 'lifetime ban'? It just says they have revoked your access, not how long for.

Exactly.
Have you actually tried to sign up for a NEW account rather than resetting your password for the old one?

CakeCrusader

Ben8282 wrote: »

Exactly.
Have you actually tried to sign up for a NEW account rather than resetting your password for the old one?

Or pay with a different payment method?

Kentish_Dave

willste01 wrote: »

I do have Clear Score was not aware it was the same just my Mortgage broker asked for a copy of one from Equifax. Thanks for the info guys.


What a horrible business model lifetime banning people for a payment cancellation lol.

How so? It seems like pretty good business practice to me, why give someone a second chance to have you over?