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Avios and travel insurance
northwest1965
Posts: 2,063 Forumite
I wonder if someone can help, I have booked a hotel using 35000 avios points. My mother is in hospital and I may have to claim off travel insurance, How does it work with Avios? Does BA need to give me a price for what the hotel would have been?
Loved our trip to the West Coast USA. Death Valley is the place to go!
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northwest1965 wrote: »I wonder if someone can help, I have booked a hotel using 35000 avios points. My mother is in hospital and I may have to claim off travel insurance, How does it work with Avios? Does BA need to give me a price for what the hotel would have been?
https://www.telegraph.co.uk/money/consumer-affairs/buy-flight-airmiles-avios-travel-insurance-wont-cover/The exclusion in Aviva’s travel insurance policy is typical: “This policy won’t cover … any claim for … unused travel or accommodation arranged by using air miles, loyalty or points-based ownership schemes, timeshares or similar promotions.”
BA Travel insurance will likely cover them. But did you buy BA travel insurance?0 -
BA refund you the Avios used if you cancel a booking, that's why I use them almost exclusively if I think my plans may changeThe common law of business balance prohibits paying a little and getting a lot. If you deal with the lowest bidder, it is well to add something for the risk you run, and if you do that you will have enough to pay for something better.0
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BA refund you the Avios used if you cancel a booking, that's why I use them almost exclusively if I think my plans may change
Used insurefor. Can cancel up to 72 hours for free, after than there is a fee. If we cancel, do they give you back the points?Loved our trip to the West Coast USA. Death Valley is the place to go!0 -
northwest1965 wrote: »Used insurefor. Can cancel up to 72 hours for free, after than there is a fee. If we cancel, do they give you back the points?
You need to contact BA and ask them. Reward flights, yes. But hotel bookings might be treated differently.0 -
For a reward flight, if you cancel more than 24 hours before your flight, the avios are refunded. There is a fee to do this of about £30 per person.
I realise you asked about a hotel booking, I don't know the answer to that.I'm a Forum Ambassador on the housing, mortgages, student & coronavirus Boards, money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
Just spoke to BA. Up to 72hours, we would have to pay £35 to cancel and all the points are refunded. We could then look to recover the £35 from the travel insuranceLoved our trip to the West Coast USA. Death Valley is the place to go!0
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does your travel insurance have an excess?northwest1965 wrote: »We could then look to recover the £35 from the travel insurance0
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