Booking a Thomas Cook holiday? Here's what you need to know - MSE News 20 May 2019 at 2:48PM edited 30 November -1 at 1:00AM in Overseas Holidays & Travel Planning 14 replies 3.9K views

MSE_Naomi

Thomas Cook has been telling worried customers that their flights and holidays are safe after it announced a £1.4 billion loss - if you're booking with Thomas Cook, here are some simple steps to boost your protection...

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'Booking a Thomas Cook holiday? Here's what you need to know'

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wizzywig27

Booked for August, already paid first direct debit of £500. Package holiday so should be covered.

Makeandsave

I booked a city break through Thomas cook store and they went through Expedia this was back in March, Booked as a package, Would both the flight provider and hotel got the payment by now? Or if TC goes under are we covered? It will be a shame if TC goes bust because i have used them for all my holiday needs.

wizzywig27

That is my concern, I am paying them and they are not paying the hotel

Alan_Bowen

If you book a package and get an ATOL Certificate then your money and /or holiday will be protected if anything goes wrong. The ATOL certificate will identify the operator, it may be Thomas Cooks itself or they may have booked your holiday through another operator who will still provide your holiday even if they haven't been paid by Thomas Cooks.

If you just buy a single element such as a flight or accommodation or car hire, it isn't a package and is not legally required to be protected. If you have just bought a flight using Thomas Cook Airlines then you need to arrange insurance against their failure, worrying having just checked https://www.protectmyholiday.com which is usually a good source for this cover, they are no longer offering cover for Thomas Cook Airlines at all. That does not mean they are going to fail, just that you need to check your travel insurance cover very carefully indeed.

They were in a similar situation in 2012 and got out of it, I expect they will do so again.

RonoB

Hi. I have 2 holidays booked. One for October and one for next July payig direct debit for both. I’m thinking of paying even £10 to each by my credit card just to give myself extra security. Is this a good idea?

Westin

RonoB wrote: »

Hi. I have 2 holidays booked. One for October and one for next July payig direct debit for both. I’m thinking of paying even £10 to each by my credit card just to give myself extra security. Is this a good idea?

Sound like packages and if so you will have been issued an ATOL certificate for each. This would give the necessary financial protection to you.

dlpfan2019

I have some vouchers for them - significant amount £4500 so am going to get something booked in asap just incase but just wanted to double check it would still be covered if it all goes wrong?

bradders1983

dlpfan2019 wrote: »

I have some vouchers for them - significant amount £4500 so am going to get something booked in asap just incase but just wanted to double check it would still be covered if it all goes wrong?

If it is ATOL protected - yes. So dont do a flight only booking.

JBMouse

I am going away on a TC package holiday 1st June 2019, and have a query about a specific situation if TC cease trading whilst I am away: I know the CAA will arrange repatriation flights, so that is good, but what about any extra accommodation costs and meals if the flight back is later than the planned return to the UK? Will I get my extra expenditure refunded when I get back? I know to get full receipts etc. but just want to be clear on who sorts out the extra bits if the worst happens (but I have to admit that an extra week in Greece would be nice).

dlpfan2019

Ok so about to book, there are 6 of us going between two families

We will be paying the majority through the vouchers and my father in law has suggested we should pay the difference on Credit Card for added protection which is sensible

I was just wondering if it mattered whose it should be? ie is it easier if the card used is from the lead person booking the holiday