Girlfriend won't sell her house

getmore4less

The extra 3% SDLT does not help the finances
She is on the mortgage even if not paying it will count towards affordability.

[Deleted User]

I think she sees this house as her only long term security, her
only asset. If you guys break up she'd have limited housing options for 3 kids but with this house she has somewhere to go. Whether that is true though given the circumstances of her ex paying the loan etc. she may not realise its not clear cut. She may think the longer she is on the mortgage and the value of the property goes up and the more her lump sum if ex wants to buy her out. Who knows.


Personally I would never have 3 kids with ' just' a boyfriend and no owned home of our own but as she has I can see why she'd want security.


To make this work I think you need to sit down and work out what you both want in life. If you are never going to agree what is the point of it all. But as someone else said you have created a massive financial noose around your neck with 3 kids. Your whole personal financial growth is going to be stifled as a single dad supporting his kids. That is why most people have kids once the house is bought and are married / engaged with the same life goals.

Chrislaw1984

Sorry I got it so wrong 🙄🙄🙄🙄