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Balance Transfer offers
Churchfarm
Posts: 8 Forumite
in Credit cards
Hi everyone
I have two credit cards with halifax. One has a high limit, nearly £15k and is 80% utilised with a 0% BT and is being paid down at nearly 3 times the minimum payment.
It has a current 0% balance and money transfer offer although only for 9 months.
The other has a limit of £3.2k. It was full with the introductory 0% offer but has been paid down and is now 18% utilised. It has no BT or MT offer and again is regularly overpaid.. To my knowledge I have a clean history with no missed payments.
Can anyone explain why one should have an offer on but not the other please?
I have two credit cards with halifax. One has a high limit, nearly £15k and is 80% utilised with a 0% BT and is being paid down at nearly 3 times the minimum payment.
It has a current 0% balance and money transfer offer although only for 9 months.
The other has a limit of £3.2k. It was full with the introductory 0% offer but has been paid down and is now 18% utilised. It has no BT or MT offer and again is regularly overpaid.. To my knowledge I have a clean history with no missed payments.
Can anyone explain why one should have an offer on but not the other please?
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Comments
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Because offers are different not only across cards, and also within and across customer accounts.0
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Cheers is there any way I could request an offer if I ring up do you think? Or does the computer just say "no"??0
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Churchfarm wrote: »Cheers is there any way I could request an offer if I ring up do you think? Or does the computer just say "no"??
Highly unlikely for obvious reason.
You will get a better chance if you apply another credit card from different companies.0 -
But there is no harm in ringing Halifax and asking them though...I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
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