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Life insurance with cancer diagnosis

edited 30 November -1 at 1:00AM in Insurance & Life Assurance
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Amanda65Amanda65 Forumite
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edited 30 November -1 at 1:00AM in Insurance & Life Assurance
Hi all

We have found ourselves in a bit of a potential mess and although I suspect there is little we can do, I thought it worth an ask.

Last year hubby was back and forwards to the docs with a variety of symptoms and was under medical investigations in July, when our 10 year joint life insurance policy came to an end. This meant (I assumed) that we could not reapply until he had a clean bill of health as anything that resulted from the tests would not be covered under the terms of the policy.

Unfortunately in September they discovered a mass in his left frontal lobe and he was finally diagnosed with PCNSL - a type of non-Hodgkins Lymphoma that was present in his brain. Since then he has had three cycles of chemo and a stem cell transplant and we are hoping and praying that his MRI this weekend will show no presence of the disease and he will be officially in remission.

I have renewed life insurance for me and I also have quite a generous death in service policy through work so if I drop off this mortal coil, he will be fine but he has neither so it would be tough financially should the worst happen and he is feeling very guilty.

Obviously we are both hoping that he comes through this and when he is three years post treatment we can take out a new policy but should anything happen in the meantime, is there a policy that would consider giving cover? We ideally would like £100k cover but anything would be better than nothing.

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