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jd williams

edited 30 November -1 at 1:00AM in Reclaim PPI & Other Insurance
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pollie67pollie67 Forumite
31 posts
Part of the Furniture
edited 30 November -1 at 1:00AM in Reclaim PPI & Other Insurance
Has anyone had a successful ppi claim with jd williams/simply be? Just wondering how long it takes to receive cheque. I can see my refund as a transaction dated 23rd April on my statement, and they have confirmed my successful claim and the amount on phone but tell me they are waiting on cheque to be processed. Thanks

Replies

  • zx81zx81 Forumite
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    Yes, people have.

    Things are getting busy in the PPI refund world, so things may take longer than normal.
  • BermoniaBermonia Forumite
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    4 weeks is generally the acceptable time frame for refunds, however if in doubt contact them as once a cheque has been issued I would expect to receive it within the week.
  • pollie67pollie67 Forumite
    31 posts
    Part of the Furniture
    Thanks for the replies. They have said it could take another 3 weeks but hopefully sooner.
  • Hardy22Hardy22 Forumite
    7 posts
    I have tried unsuccessfully twice against JD Williams for an Ambrose Wilson account. The FOS were unable to help because it was not under their jurisdiction unless I could prove the PPI was through a finance house/bank which came under their regulations. I have tried but not been able to establish who the finance company who it was underwritten by which was the only way FOS could review, this related to Plevin in the same way. Quite surprised you have managed to get a refund. Well done!
  • BermoniaBermonia Forumite
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    How long ago did you try Hardy? May well be the case that this information has come to light and an insurer/lender has agreed to take responsibility for the sales
  • Hardy22Hardy22 Forumite
    7 posts
    I tried in 2011, last year, 2018 and sent to FOS after that was rejected again, who said I may have a case if I could establish which company were the insurance underwriters. Can I assume that you found out the name of the company? Would be very interested to at least try under Plevin if possible?
  • NasqueronNasqueron Forumite
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    Hardy22 wrote: »
    I tried in 2011, last year, 2018 and sent to FOS after that was rejected again, who said I may have a case if I could establish which company were the insurance underwriters. Can I assume that you found out the name of the company? Would be very interested to at least try under Plevin if possible?


    The FOS front line staff are customer friendly but not legally trained, they say positive things which may not be accurate. The underwriter usually has little or no liability for selling of the policy so there is no guarantee they'd even look at it.
    the concept of a United States of Europe is right.” Winston Churchill 1930
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  • PlacidaPlacida Forumite
    240 posts
    Hardy22 wrote: »
    I tried in 2011, last year, 2018 and sent to FOS after that was rejected again, who said I may have a case if I could establish which company were the insurance underwriters. Can I assume that you found out the name of the company? Would be very interested to at least try under Plevin if possible?

    Looking at recent FOS decisions it seems Allianz Plc has accepted responsibility for the sale of PPI policies pre 2005 and is investigating mis selling complaints.
    J D Williams & Company Ltd (J D Williams) sold Mrs R the PPI policy, but Allianz Insurance Plc (Allianz) as the insurer has accepted responsibility for this sale and by extension this complaint. So, the complaint has been set up against Allianz.
    https://www.ombudsman-decisions.org.uk/viewPDF.aspx?FileID=138869
    Hope that helps.
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