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Credit card on joint account
Dennymc123
Posts: 42 Forumite
in Credit cards
Hi all,
I have a joint account with my partner through Halifax, I have also taken a credit card with them.
If I register my card to online banking will it show on my partners online banking app or just mine?
The reason I ask is I want to transfer a balance from another card that my partner does not know about, she worries so much I want to clear the balance myself without causing her any stress.
Thanks for any info
I have a joint account with my partner through Halifax, I have also taken a credit card with them.
If I register my card to online banking will it show on my partners online banking app or just mine?
The reason I ask is I want to transfer a balance from another card that my partner does not know about, she worries so much I want to clear the balance myself without causing her any stress.
Thanks for any info
0
Comments
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Only the account holder will see their own accounts.0
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Secrets like that have a habit of coming back to haunt you. My OH worries about money, has done for the 30+ years we have been together, even now when we are (reasonably) financially secure. I never try to hide anything, I just say "I've done - whatever - " and face the music. She accepts it eventually, but the one time early in our relationship, when I did something similar, it almost broke us up when she found out. It's not worth it.I think this job really needs
a much bigger hammer.
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If you have this concern and have never previously found it necessary to register your card for online banking, then don't do it and just leave things with Halifax as they are.0
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We have 3 reward accounts and five savings accounts with Halifax, all joint and can be seen and operated by us both. The Clarity CC however is in my name and the wife can't see it through her app or log in, (even though she has a card too, the account is my account, and she is only a secondary card holder of which I am responsible for ALL her transactions) Also I can't see another savings account she opened years ago for her niece on my log in.
Not sure I'd be happy to keep secrets either, the boss knows what I do as I always say.ORIGINAL MORTGAGE AMOUNT £106,454.00 (Started Sept 2007)
NOV 2021 O/S AMOUNT £1,694.41 OUR DEBT REDUCED BY £104,759.59 by std regular, over-payments & off-setting.
BofE +0.19% Tracker Repayment Offset Mortgage Discounted Sept 07-10 then increased to BofE +0.62% until 20270 -
I appreciate what you all say, it's not something that would cause an issue but my OH's stress levels are very high at the moment and I don't want to add to them. With the amount of overtime I do it will be cleared in the next 6 months so I don't see the need to worry her about it.
I will add the CC to my app and see if it shows before I do the balance transfer.
Thanks for the replies0
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