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Conveyancing Fees For Disabled

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Comments

  • Rambosmum
    Rambosmum Posts: 2,447 Forumite
    Part of the Furniture 1,000 Posts
    If they can't afford the conveyancing, how can they afford the mortgage every month?

    And not all disabled people rely on benefits, plenty are employed, on good incomes etc.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    whambam wrote: »
    You can get boiler insurance to replace the boiler simple.
    Please show us the "simple" boiler insurance which covers the full cost of replacing a boiler? Most plans only cover maintenance and repairs, and leave you on your own if they declare the boiler beyond repair. If there is insurance which covers everything then surely on average it's going to cost just as much as you'd pay otherwise, plus a margin for the insurers?
    They can ask charities to help with emergencies.

    Charities aren't realistically going to bale you out for all of your household maintenance requirements.

    You can probably get legal help if you're at risk of being made homeless, or have other disputes with a landlord, but I've never heard of help with conveyancing costs for purchases or sales.
  • whambam
    whambam Posts: 526 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    pphillips wrote: »
    I think it's sufficient that disabled people get grants to adapt their homes but free conveyancing out of legal aid for those on benefits is a step to far. Most people would start wondering why the benefits system is so generous that recipients can afford to buy houses. What would be the incentive for disabled people to work?

    It's in the context for getting suitable accommodation in a decent area as too many disabled people are living in slums or overcrowded homes. There is a housing crisis in this country 2m homes are required you know and a percentage of them are disabled people.
    Rambosmum wrote: »
    If they can't afford the conveyancing, how can they afford the mortgage every month?

    And not all disabled people rely on benefits, plenty are employed, on good incomes etc.

    It comes off their DLA, however they cant afford the 2-3K legal fees.
    davidmcn wrote: »
    Please show us the "simple" boiler insurance which covers the full cost of replacing a boiler? Most plans only cover maintenance and repairs, and leave you on your own if they declare the boiler beyond repair. If there is insurance which covers everything then surely on average it's going to cost just as much as you'd pay otherwise, plus a margin for the insurers?



    Charities aren't realistically going to bale you out for all of your household maintenance requirements.

    You can probably get legal help if you're at risk of being made homeless, or have other disputes with a landlord, but I've never heard of help with conveyancing costs for purchases or sales.

    Boiler replacement cover upto £2500 for the first 7 years of new boiler.

    https://www.corgihomeplan.co.uk/our-products/complete/

    You could fund it on finance and stop paying monthly payments if it breaks down.

    Charities can help you with certain things like a washing machine or a dishwasher.

    We got a infrared sauna for rent for health reasons through one and also money towards a holiday.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 10 May 2019 at 11:04PM
    whambam wrote: »
    Boiler replacement cover upto £2500 for the first 7 years of new boiler.

    https://www.corgihomeplan.co.uk/our-products/complete/
    Note that's £2500 off whatever their (probably inflated) price is for boiler replacement - you might not really be saving much.
    You could fund it on finance and stop paying monthly payments if it breaks down.
    What do you think's going to happen when you stop your monthly payments?
  • diggingdude
    diggingdude Posts: 2,496 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm thinking this is a wind up. In all honesty if someone is relying totally on benefits they need to do everything they can to get themselves into social housing as that's the only way to have security. Doesn't overly matter where the area is as they are unlikely to be able to afford a house in a nice area on benefits either.
    They could save some of their benefits each month if determined to buy and in a couple of years may have enough for the conveyancing
    An answer isn't spam just because you don't like it......
  • -taff
    -taff Posts: 15,387 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There you go, you can check yourself


    https://www.gov.uk/legal-aid
    Non me fac calcitrare tuum culi
  • HampshireH
    HampshireH Posts: 4,983 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Well, paid carers are being paid £500 pw for doing the same duties only the fact they are employed by an agency sucking the fees out of disabled people.!

    She is putting words into my mouth. Disabled people should pay what they can afford according to their benefits.

    You mean providing a service that the person they care for requires.

    And ANYBODY/EVERYBODY should pay what they can afford & not live above their means.

    Your posts insult people with a disability & portray them as a group of people who should get everything cheap or for free. The people I know with disabilities hate this sort of stigma being attributed in life.

    Its quite offensive considering many disabled people do work and financially support themselves, or may claim benefits (just like able bodied people) & budget accordingly. Your posts suggest dissbled people have no money (some people I know what are registered as disabled are receiving benefits so high they have extremely healthy savings and holiday multiple times a year - I couldnt do that - should I get my costs for free?) - answer is no of course not.

    The responses on this post largely see everybody as equals. Only yours (OP) come across differently & like you feel disabled people should be seen and treated differently just because they have a disability.

    When in actual fact everybody should be treated indiviually according to their needs.
  • diggingdude
    diggingdude Posts: 2,496 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I have a disability these days, looking forward to getting my conveyancing refund :)
    An answer isn't spam just because you don't like it......
  • Simby
    Simby Posts: 240 Forumite
    Mortgage-free Glee!
    Wow the ops views are quite frankly insulting to the disabled.

    Many severely disabled people work, an example of someone truly inspirational is Rob Silverstein ( a lawyer who is also a wheel chair user... google him).

    You don’t need to be able bodied to be a productive member of society but you do need a fair go ...e.g equal access to buildings, equal work opportunities ( including adaptions, equipment etc.. additional medical support , additional other support as required, adaptations at school, college e.g voice to text for essays , all of which should be provided as appropriate for the situation so no one is disadvantaged.

    As to free conveyancing or reduced price, 300 won’t even pay for searches. If you can afford a house and mortgage then you can afford the costs associated with it.

    If you want to buy a house , do what everyone else does work hard, save a deposit , get a mortgage pay for conveyancing.
  • babyblade41
    babyblade41 Posts: 3,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It seems the same person in different guises are acting here.

    After last nights rubbish it does look very similar.

    Mr Entitlement at everyone else expense:T
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