Police vetting and debt

Hi guys

Hope someone can help I’m just in the process of joining Warwickshire police force as chief Constable. Have passed interview and ac and now am on to vetting. I’m worried that my financial situation is going to see me rejected for vetting. I have around £19000 in credit card/loan debt, cc debt is 0% balances transfer but to paying for lots of stuff for wedding and partner being out of work a while back with my ex before wedding was called off. I’m managing the debt fine it will take me a long time to pay off but I’m managing it. Other than a missed payment from a few months back which was settled I’ve kept up with everything. I’ve got no defaults, ccjs, Iva(or whatever it’s called). Do people think I’ll pass the vetting. It would be gutting to miss out because of this but I’m hoping it will be ok
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  • General_Grant
    General_Grant Posts: 5,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ncfc_123 wrote: »
    Hi guys

    Hope someone can help I’m just in the process of joining Warwickshire police force as chief Constable. Have passed interview and ac and now am on to vetting. I’m worried that my financial situation is going to see me rejected for vetting. I have around £19000 in credit card/loan debt, cc debt is 0% balances transfer but to paying for lots of stuff for wedding and partner being out of work a while back with my ex before wedding was called off. I’m managing the debt fine it will take me a long time to pay off but I’m managing it. Other than a missed payment from a few months back which was settled I’ve kept up with everything. I’ve got no defaults, ccjs, Iva(or whatever it’s called). Do people think I’ll pass the vetting. It would be gutting to miss out because of this but I’m hoping it will be ok

    Really?..................Chief Constable?
  • ncfc_123 wrote: »
    Hi guys

    Hope someone can help I’m just in the process of joining Warwickshire police force as chief Constable. Have passed interview and ac and now am on to vetting. I’m worried that my financial situation is going to see me rejected for vetting. I have around £19000 in credit card/loan debt, cc debt is 0% balances transfer but to paying for lots of stuff for wedding and partner being out of work a while back with my ex before wedding was called off. I’m managing the debt fine it will take me a long time to pay off but I’m managing it. Other than a missed payment from a few months back which was settled I’ve kept up with everything. I’ve got no defaults, ccjs, Iva(or whatever it’s called). Do people think I’ll pass the vetting. It would be gutting to miss out because of this but I’m hoping it will be ok

    Really?:rotfl:

    I assume you mean as a PC?

    Sorry, can't help with your query.
  • I'm Brian and so is my wife
  • ncfc_123
    ncfc_123 Posts: 41 Forumite
    Tenth Anniversary Combo Breaker
    Oh dear meant to say student Constable ����
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Funniest post of the year!


    Martin Jelley will be quaking in his boots :rotfl:


    https://www.warwickshire.police.uk/article/9176/Chief-Constable-Martin-Jelley-QPM
  • Masomnia
    Masomnia Posts: 19,506 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good to have goals!

    I think it's very unlikely it'll be a problem if there are no defaults, bankruptcies, CCJs, IVAs, fraud markers etc etc. Everyone seems to be up to their eyeballs in debt these days. The problem is if you've got fraud markers, or you're in unmanagable debt and would be open to bribery, blackmail, that sort of thing as a result. If it's just debt I wouldn't worry too much, unless anyone here has any in depth knowledge of police policies on this sort of thing.
    “I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse
  • Manxman_in_exile
    Manxman_in_exile Posts: 8,380 Forumite
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    Thought the OP must be Jed Mercurio exploring plot lines for Line of Duty!


    If Ryan can join as a recruit then anyone can (at least Central Constabulary)!
  • Comms69
    Comms69 Posts: 14,229 Forumite
    10,000 Posts Third Anniversary Name Dropper
    Debt is ok, but not great. the reason is obviously you could be open to bribery.


    Unfortunately you will either pass or fail; there's no advice that would help
  • Mr.Generous
    Mr.Generous Posts: 3,915 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ncfc_123 wrote: »
    Hi guys

    Hope someone can help I’m just in the process of joining Warwickshire police force as chief Constable. Have passed interview and ac and now am on to vetting. I’m worried that my financial situation is going to see me rejected for vetting. I have around £19000 in credit card/loan debt, cc debt is 0% balances transfer but to paying for lots of stuff for wedding and partner being out of work a while back with my ex before wedding was called off. I’m managing the debt fine it will take me a long time to pay off but I’m managing it. Other than a missed payment from a few months back which was settled I’ve kept up with everything. I’ve got no defaults, ccjs, Iva(or whatever it’s called). Do people think I’ll pass the vetting. It would be gutting to miss out because of this but I’m hoping it will be ok

    Am I the only user to thank poster for giving me a laugh??:rotfl:
    Mr Generous - Landlord for more than 10 years. Generous? - Possibly but sarcastic more likely.
  • Manxman_in_exile
    Manxman_in_exile Posts: 8,380 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Am I the only user to thank poster for giving me a laugh??:rotfl:


    Not any longer...
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