USA Shares

united2000

Hello all,

Looking at buying £1k each of Tesla and Manchester United shares.
I looked through my Vanguard ISA and unfortunately you cannot invest in either shares.
I have also paid into the Vanguard this month, meaning it now counts as this tax year, meaning i cant invest in another S&S ISA.

The current funds i have in Vanguard are available on H&L.
So i was thinking would it be better to transfer the ISA to them, or open a normal share dealing account.

H&L costs page states if i invested £5k in Tesla in a S&S ISA
£257 in a normal account its £133 over 5 years at 5% profit.
Its the same for Manchester shares.

I cannot find any dividend information, but i would be reinvesting the money. I know Tesla don't have profit so cant offer dividends, however i cannot find any on H&L for Manchester either, so does that mean with both, all i can hope for is appreciation in value as they wont be offering dividends to reinvest?

So if i don't use an ISA, i need to worry about Capital Gains Tax.
If i understand this right its not on value but gains.
Example i buy £10k shares, tell them for £20k, £20k is above the limit of £11k, but only £10k profit so under the limit so no tax?

Would it therefore be possible to sell shares over years and never pay tax?

Lastly i am looking to increase my shares, by buying single companies like this or following a group, where they suggest funds/shares to buy.
Lastly looking at much higher risk investments such as bitcoin or football index. Does anyone have experience of those?

Voyager2002

Have you considered National Savings? I think that for you that would be a much better idea.

And yes, I know plenty of people who have lost money on Bitcoin and football index.

dividendhero

united2000 wrote: »

Lastly looking at much higher risk investments such as bitcoin or football index. Does anyone have experience of those?

Oh dear, here we go again.....:eek:

bostonerimus

For now stick with Vanguard. As you gain more knowledge you might think about buying some individual shares as well...there's no hurry. FYI I've been investing for 30 years and I would never own individual shares because of the risk.

LobsterMemory

Gosh, makes me feel ever so brave holding (whisper it) individual shares

One of which was pre-Glazer Manchester Utd, coincidentally.

Anyway, to answer one of the original questions, MANU seem to have started paying dividends but at 18c for the year (0.94% yield), unlikely to be worrying the taxman for a while with a £1k investment