Car insurance quote - information only claim

bolsenpln
bolsenpln Posts: 15 Forumite
edited 6 May 2019 at 3:59PM in Insurance & life assurance
Hello,

Back in February I've got small accident (lady hit me, 100% her fault), we both reported to our own insurance companies. I was told my will be non-fault, however later I choose to use straight her company with paying for cost of repair/hiring vehicle (which they did) and I called my Insurance and tell them to change my claim to information only.

Next month my insurance ends, and I'm gonna need to change as premium goes up by 50%. However in comparison sites I'm not sure if I should select that I had non-fault claim or something different? They have it in records for sure, but I'm not sure how it's gonna show for new insurance company.

Thank you for your help. :beer:

Edit: on my car insurance account I have this claim as "AD only claim", I'm not sure what does it mean excatly.

Comments

  • MovingForwards
    MovingForwards Posts: 17,138 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    It's a non-fault claim on the other person's insurance.

    Your insurance will go up because you have been involved in an accident, even if it wasn't your fault you are deemed to be a higher risk of having another.

    AD only claim means advice only.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • If your insurance has gone up a lot because of this it's worth adding the difference to your claim against the third party.
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