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Mitsubishi finance ppi?

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I had car finance starting in June 2005 with local Mitsubishi dealer using black horse finance.
I am not sure if I ever had ppi on this account and would like to check but doing a search on this forum it looks like black horse are not responsible for my account it will be Mitsubishi.
Does anyone have to contact details for Mitsubishi to start my search?thanks paul.

Comments

  • TrickyDicky101
    TrickyDicky101 Posts: 3,530 Forumite
    Part of the Furniture 1,000 Posts
    It will be the dealer you bought through and not the manufacturer. Submit your complaint to the dealer.
  • Nearlyold
    Nearlyold Posts: 2,380 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    If you want to complain about PPI sold then you should contact the dealer as they would be the ones who sold you the PPI.

    The dealer could have sold you PPI either by adding it to the Black Horse agreement (in which case Black Horse should be able to tell you if you had PPI though you would still complain to the dealer) or alternatively the dealer could have sold you stand alone PPI (in which case Black Horse would not know if you had PPI and you would still complain to the dealer).
  • Paulcortina
    Paulcortina Posts: 20 Forumite
    Fifth Anniversary Combo Breaker
    Thanks for the replays. the dealer i got the car from has long since closed so will have to go to there head office.
    I could start my claim with black horse finance using there on line form and see if they get back to me with any info about my account.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    . the dealer i got the car from has long since closed so will have to go to there head office.
    That means you'll have to send any complaint to FSCS. It's the actual dealer who sold you the insurance who has liability, not any manufacturer's "head office"
    I could start my claim with black horse finance
    That would be wasting their time and yours. Blackhorse have no liability.
  • Nasqueron
    Nasqueron Posts: 10,757 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That means you'll have to send any complaint to FSCS. It's the actual dealer who sold you the insurance who has liability, not any manufacturer's "head office"

    That would be wasting their time and yours. Blackhorse have no liability.


    Would the head office not have liability if it was a dealership of their own, rather than a franchise?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Nasqueron wrote: »
    Would the head office not have liability if it was a dealership of their own, rather than a franchise?
    Possible, but unlikely..
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