Dro accepted but still getting hassled

AG47 Forumite Posts: 1,618 Forumite
I’m well into the first year, but still getting hassled by them.

I had it is possible to sue if they keep on harassing you?

What are the next steps please to start a lawsuit against them because they keep harassing me even after the dro has been approved?

Can anybody recommend a good legal team?
Nothing has been fixed since 2008, it was just pushed into the future


  • RickAndLucy
    RickAndLucy Forumite Posts: 2 Newbie
    I had a few phonecalls/letters after the DRO, one when I was months in, I just phoned them, sent them a copy of my DRO and it all stopped. Don't think you need a legal team.
  • fatbelly
    fatbelly Forumite Posts: 19,230
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    What are you getting?

    If it is just a statement of account, they are allowed t send those during the moratorium as the debt is not written off until the end of the 12 months.

    If they are demanding money then send them a copy of your debtor's notice.
  • sourcrates
    sourcrates Forumite, Ambassador Posts: 27,690
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 May 2019 at 5:25PM
    I had a particulaly stubbon debt purchasing company called " Asset Collections" that bought one of the debts included in my DRO.

    Despite numerous letters, during and after the monotorium period, they continued to demand money from me.

    After numerous rounds of letter tennis, i decided to have a little fun with them, after all the debt was legally written off, and they had no remedy against me whatsoever.

    So i sent a written complaint to there compliance manager, outligning in great detail how he/she should be doing their job, when clearly there were not, i also invoiced them for £150 for my time, i told them my compensation could be trippled if i took them to the FOS, on top of that, they would also lose there £550 FOS case fee.

    A week later i got a grudging appology and a cheque for £150, and conformation the matter was now closed.

    I suggest you don`t get mad, get even, have a little fun with them too, and make some money while your at it.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
This discussion has been closed.
Meet your Ambassadors


  • All Categories
  • 338.9K Banking & Borrowing
  • 248.7K Reduce Debt & Boost Income
  • 447.6K Spending & Discounts
  • 230.8K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 171.1K Life & Family
  • 244K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards