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Life Insurance Policies!

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Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    you can sell these policies.....you wont get a fair value because the buyer has to make a profit....but it has value...how old are you if I may ask?

    Why post incorrect info authoritatively like this after already telling the OP:
    dont know much about this sort of stuff......
  • Quentin
    Quentin Posts: 40,405 Forumite
    dont know much about this sort of stuff - may be a question for Quentin....can you just ask the insurer for the premiums back if it was a mix up and you had two policies with the same insurer??

    Already explained in #2!

    Both policies are in force and both would (and will) pay out if a claim was made!
  • Old_Lifer
    Old_Lifer Posts: 780 Forumite
    500 Posts Second Anniversary
    I expect you would have had lots of documentation when you took-out the policies. May I suggest that you have either lost or misplaced it.


    During my service with a Life Office, when a policyholder claimed to have lost a policy we routinely sent out a Statutory Declaration for completion. Faced with the hassle and expense of completing this, it was often the case that the 'lost' policy suddenly reappeared.
  • Well, thanks everyone who responded, was kind of clutching at straws in the first place.
    Yes it's my fault and yes i know it and no I'm not looking to blame anyone, like most people I take the responsibility myself learn from it and try not to let it bother me.

    Every day's a school day!
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